Hello Sharks
Off topic: I am planning to buy or book a car by end of this quarter. I can spend upto 20 lacs max. So suggest me a good car.
Also, is it worth spending upto 20 lacs on a car? Why asking because constantly gets feedback from everyone includes friends, family and wife that live your life and don't think much if you can afford. I don't know if i can afford it not. But I am considering one time as well as running cost. My CTC is more than 35 LPA.

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If you are living in Bangalore then no use of 20 lakh car. My car's 4th gear is still brand new as i have never used it till now. If you are fond of cars or for people who like to show off then its a separate story

likefunny

Just a suggestion, why not subscribe than buy?

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Ohh okay. Got it. I didn't know it's location specific. You can try a Delhi shop though in that case. Thing is it's like moving from on-premise to Cloud. Pay as you use ! Light on pocket and high on show off.

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Good perspective you've there OP. I am on a similar situation and have been doing some research. Here are some findings:

How to calculate how much to spend on a car:
- 10x of your monthly salary (in hand) should be your car budget + in some palaces I have found it to be 1/2 of your annual income
- if possible buy a little on the lower side
- choose a car that you need, not a car you want (only for salaried people)
- what would be your average driving distances and if you'd take the car out every time you think of stepping out (people in india also keep two wheelers and in 1 year they realise they don't like taking the car out) ..

Out of curiosity how did you come at the 20L figure?

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I won't say that is my budget, budget we only define and this true I will taking out the car on loan. Now 20L figure i mentioned looking the car prices. Nowadays every other car is touching 20L if you want to go for an SUV and that too c-segment (Creta, Seltos etc.)

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