How often do you convert your after tax 401k contributions as part of the mega backdoor?

Got offer for Band 6 Manager Credit Risk Kolkata, how is it, benefits, work culture and balance wise

How t save tax for 9 lpa salary. Can anybody help me out.

Looking to build out my 2021 investment strategy over the holidays and looking for resource recommendations on the following.
1- Where to learn/refresh about Options; 2- resource to download or analyze stock data (historical prices) as well as key metrics (PE, YoY revenue growth) to identify stocks as outliers either for shorting or as investment 3 - Paid or unpaid resources that discuss ideas and trends (not necessarily just stock picks).
thanks in advance. And happy holidays!

Any recommendations for total market index funds? Thanks!

Want to attract top talent and build high-performing teams? Invest in employees, not recruiters:

1. Yearly cost of living pay increases
2. Flexible work policy (remote & hybrid)
3. Mentoring & leadership training
4. Reimbursement for continuing education
5. Career pathing
6. Employee resource groups
7. Benefits with low deductibles (Medical, Dental, vision, and mental health)
8. 401K with employer matching
9. Min 20 days PTO
10. PTO for community service

Let us know what you’d add in comments

PPEDs: Just found out that a Partner, who was promoted in 2017, was fired. IDK the circumstances. What can they expect to walk away with besides 401k & normal pension plan?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

What's your target retirement savings? Target age? Combined or single?

Can you still make money off of crypto?

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

Can we pay rent to our parent?
What if my parents are in other city and I am living @ my company's location which are 700km away from each other. Can I still show that I am paying rent to my parent?
Please help as this is my first time coming under tax slab

Is now a good moment to invest (bc of inflation etc)? I have invested a bit over the past years and lost a lit of money- obviously these are long term investments so i hope it will get better over the next monthy/years.
But I’m wondering if I should keep investing now 🤔 any advice much appreciated 🙏

Moving to Boston next month and looking to get a six month lease to get on the September 1st cycle - is there any way for me to avoid a broker fee?

Hi folks. Looking to buy my first car. We looked at Mazda CX 5/50,Kia Sportage and Sorento and Hyundai Santa Fe. I love the new Sportage. Any downsides of owning Kia and can anyone share their exp.

Anyone took personal loan from HDFC !!
What are their interest rates and charges ?
Which bank is best for personal loan considering all charges/ interest rates and all ??

How to respond to the “why are you looking to switch careers?” Question. Have a background as a mfg engr but have an interview for a software QA position . I applied because the company culture and benefits are hard to beat. software QA was the closest position I qualify for.

Anyone know what is the financial requirements to be approved for Fidelity level 2 option trading?

Does anyone else here work at a hotel front desk? How long did it take to get a promotion?

I am in a rut...I'm thinking about ending 2022 and starting 2023 on a high note. I have been thinking about taking a last-minute trip. Where would be a great place to celebrate the new year?

Hi, currently I hold 4 years of experience in the Network field and 1 year of Tac experience with 7.5 LPA and I have cracked a technical interview for the role of Palo Alto solution Architect. What could be my ask for this role? - Please suggest

Anyone from EXL.need some interview tips.Thanks in advance.

Hello everyone,I recently joined Cognizant and received an auto-assignment to a project ,I have project details and project id but no contact details . How to proceed further,the employee marked in CC are all hrs. How to know about project any Idea? Cognizant

What is the interview process for Front end Developer experienced ?Do they ask DSA too ?

Engineering influencers to follow?

33 / NYC / Senior Digital Producer / 90K after bonuses. How hard should I be looking?

What are some good stocks to buy this week?

What are the salary ranges for account executives at FAANG, Spotify and Uber?

When it comes to education and application of the knowledge, what is preferred, masters in cyber security or various cyber security certifications in regards to application at work?

Hi Fishes,

I have holding offers on Renault Nissan (RNTBCI) , LTI and CTS for 15 LPA - java development.

Which one will be the best option for learning new technology and Job security?

First baby, already saving in a 529 and UTMA Brokerage for him, what else can be done? Open to ideas on how to best set him up for future success - at least financially

Best robo advisors and why?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Im looking to buy a home, program is zero down (no PMI). I make 150k base salary; take home 8k mon. Im looking to buy a house under 350k in my area. Im looking at a payment of about 3k including prop. taxes in a newly gentrifying area. My plan is to house-hack and in a year move out. Is this monthly payment too high? I have under 10k student loans (will get wiped) and no other payments. I want to make sure I can afford it even without tenants just in case.

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

Does anyone put money into CDs anymore?

Noob question: I exited an ETF position on TDA however the funds aren’t available for me to plough back in. Any suggestions on how long it takes for a trade to settle?

Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

Thoughts on more aggressively paying down mortgage vs investing? I don’t have any real debt outside my mortgage & currently have 180k in my 401k, insurance policy & invest in a 529 for my daughter’s

My older sister is an extremely talented woman. She knows everything brand design, graphic design and ideation. The list goes on with what she can do and it is all self taught. She’s on the job hunt looking for something flexible while she’s working at a nonprofit. I want to encourage her to do design but I’m unsure of how to actively help without over stepping?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

I’d like to buy indexes of certain sectors right now, any suggestions? E.g. tech, utilities- others I expect to not be hit as hard

If you are planning to buy a house soon, here's a great way you can save taxes.

When you usually sell your shares, it attracts taxes. You either pay STCG for less than 1 year or LTCG for 1 year or above. Even if you sell your existing property, you would have to pay taxes on the capital gains.

But, if you have plans to buy a house, use the Capital Gains Account Scheme (CGAS) to save taxes.

How does CGAS work?

Let's say you bought a few shares in 2017 and want to sell them in 2022.

Contd…

I’m aiming to retire in 30 years, my current asset allocation between all my investment vehicles is 10% REITs, 10% Int. Equities, 10% bonds, 20% small cap equities, and 50% S&P 500. They are cont...

Help! In the final stages of closing a house purchase for $330k. Appraisal came at $311k ~6%less than the sale price. I myself planned for only 5% down on the original sale price. Contd...

Anyone have a lawyer or personal finance advisor they trust and recommend in NYC? Post MBA and new to the city; I need to buckle down and finally get a will and outside $ advice on taxes.

Is now a “good time” to be purchasing more shares of mutual funds I like? Every time I check the price it’s almost at its 52-week high so I’m concerned about “buying high” but also don’t want so much cash sitting in my savings account 🤦🏻‍♀️ help!

19k to invest this week following a recent sell. Considering a small portion into BTC and the rest in VOO, VTI or SPY. Should I do dollar cost averaging into these stocks or are there any other suggestions?

Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

Have to use a financial advisor due to inheritance doc requirements. Where can I find the best low cost advising? Even if it’s automated or the low monthly fee with an annual review - I think those fulfill the requirements I need to meet. Thanks!