Hey 🐠, I'm thinking about getting a CSP to hit the bonus and then downgrade to a freedom unlimited. Will getting a card and then downgrading hurt my credit score? I already have a CSR btw

like
Posting as :
works at
You are currently posting as works at

No

like

You can downgrade the CSP to a regular chase preferred, which doesn't carry an annual fee. That's what I did

like

If you already have the CSR why downgrade? Pts aren't worth as much and also the perks aren't there. Might also wanna check with Chase on eligibility for the CSP bonus if you're already with CSR

Agree w a1. Downgrade to chase preferred so you can still get the signup bonus on freedom unlimited. @c1 csp and csr are different products and have no impact on the sign up bonus of another card. @op just make sure you qualify under the chase 5/24 rule

You have to wait a year to downgrade.

You don't have to but there is no point in downgrading before the annual fee comes around then downgrade

I'm keeping my csr, just want the CSP to get the bonus, then plan to downgrade as others suggest. Thanks everyone!

Related Posts

Sr. associate comp (IR/BD) @ $10bn+ AUM PE/HF? NYC

like

Hi all, I’m currently a solution architect with 1yoe and two bachelors degrees. I also hold two cloud certifications and make 60k a year. This seems very low considering what I’ve seen for average SA salaries for those who hold the AWS SAA certification. Was hoping for some insight on this and if I should seek more compensation. Thanks!

like

How does the pre-tax parking benefit work at kpmg? There isn't much detail on ssc or benefits connection but it seems like it is on the honor system vs a separate account like FSA?

What should I expect salary wise as S1 in FDD Philly area?

like

Can anyone share the salary breakup for HSBC for 12LPA or any other package. I have HR round to be scheduled in next week. Need screenshot to understand the breakup, so that I can negotiate based on the basic and Variable pay.

I’m currently in the process of being converted from contractor to permanent. In my initial conversations I was under the impression that I was in a different pay grade and asked for a salary 25k higher than the max allotted for my position. I feel like it gave the impression that I don’t know what I’m doing. Any suggestion how I can recover from this?

like

Any suggestions for financial planner or advisor in New Jersey area?

like

Is it technically possible for a realtor to both represent buyer and seller and earn from both ends?

like

I have just over 2 YOE within Consulting, what level/title would I match to at ACN? And how much should I expect in terms of salary?

like

My practice in S&C is transfering to SONG, effective September 1st. What is the likelyhood of getting f* from a compensation standpoint ? Zero chance that I put SONG on linkedin 😩😅

likefunny

What time do we get salary? Ab tak aaya nahi. ICICI ka account diya hua hai

like

Whats really happening ? Companies are running away as soon as they hear visa sponsorship....😞

likeuplifting

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

like

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

like

Dear EY folks, what's the difference between EY GDS and EY India?

I have been selected for EY GDS as PM. What kind of projects I can expect?

Also, how is yearly appraisal and bonus in EY GDS?

like

Looking for job change Mainframe resources
Exp: 11+
Current location:Pune
Visa : valid H1B unstamped(2.6yrs exhausted)
Notice :90 days
Preferred location: Pune,Nagpur
Any leads will be appreciated,TIA

like
like

Offered a salary of 92K for a Business Analyst position at Facebook NYC in the Marketing Intelligence team. What’s the typical range? I have more than 2 years of work experience

like

How do you guys set up your 401K accounts ? Since a lot of vanguard funds have bonds and I’ve heard bonds are haram to invest in? Would like opinions

like

More Posts

Trying to find the name of this London restaurant for Team dinners - anyone recognise it?

Post Photo
like

What should be the salary Bracket for JL4 ? YoE 13 - Skill - MIM

likehelpful

Got a mail from pwc asking to specify if I have personal laptop as official laptop delivery will be delayed.
What if I don’t have a personal laptop?
How does pwc handle this situation?

like

I am a Sales Support Engineer (Applications Engineer) with 2 YOE. I am thinking about making a change because my job is no longer challenging, and there isn’t much growth opportunity in my company. I love my team, but I feel like I may need to move on. I am at 70k a year and have been told time and time again that I have learned faster than anyone they have seen and am a top performer. I don’t feel like I am being compensated for that either. Any suggestions on companies and target salaries?

like

hi fishes...i would like to know what would be the yearly hike percentage in CDK Global and EPAM in Hyderabad.Please help me with this.Which is a better company to join.

like

Looking for folks to do a peer interview for GCA and googlness/ leadership this weekend. I am in east coast.

like

Anyone want to case this weekend / next week after 6pm est?

like

In 0-10 scale, How would you rate NIQ in terms WLB?

helpful

How do you track the price of an option? (e.g., how much cheaper is my option getting per day). Looking for a shortcut formula that accounts for the greeks

like

Best all around full frame lens for Sony a7R iv?

Hello to all,
If you need someone to save from addiction we can try.
Just contact me

like

Fishes, Facebook reached out for a interview. I am on h1-b and wanted to understand if they are sponsoring GC amidst everything that is going on with the company? Thinking if I should even try.

like

I work at a Pvt Ltd company in Mumbai India as a Project Manager.
I have 12+ years of experience.

What is the expected salary range for Project Managers with 12 years experience?

like

Any here sell covered calls? How often do you do it?

like

If your employer mandated you need to come in 5 days a week would you consider quitting? My situation is I live in my geographical territory and the office is 45 minutes away. No performance issues at quota consistently.

like

Hi all!

Managers and Directors: as a consultant, how do I get your ear? I’m talking about a serious consideration for services, not just a post to like and move on. Trying to figure out why interest level seems stuck on social media for fleeting moments. Thanks!

like

What are y’all thinking about Kanye West/Ye?
Adidas following others dropped him today for his consistent anti-Jewish stance.

Are your students talking about it?

likefunny

Here’s to hoping the start of the new Serena Lincoln navigator ad is the end of the Mathew mcconaughey Lincoln Navigator ads

likefunny

What rates are you finding from lenders? I got quoted 15 yr 2.62 with 0 points from chase. How to find best rates ?

like

Additional Posts in Consulting

How's the work life balance at Deloitte delivery centers? I keep hearing mixed reviews. Anyone in that group who can share some feedback.

like

Found out today I got accepted into a Professional MBA program that I was seriously doubting I’d get into 😃😃😃 maybe it wasn’t such a Monday after all

likeuplifting

All I want to do is curl up in bed with hot tea and a good book. Recommendations for if I ever achieve said dream?

like

Trying to buy a 20*15.4*9.6 carry on. Can it fit in the overhead bin on an Embraer 175? Delta website says 22*14*9. Thank you!

like

Would you take a weekly travel project in Seattle or San Francisco right now with the spread of the virus?

like

Best company to get an online brokerage account through (e.g., etrade, ameritrade, fidelity)? Planning to buy some index funds, and maybe some stocks.

like

Beside toastmasters, what are other ways to improve communication and public speaking skills? Books, podcasts...?

like
like

How’s Deloitte IT M&A group ? Any insight on work culture, leadership etc. is helpful. Also what’s the compensation one can expect at manager level as an experienced hire ?

like

Since the firm has clearly abandoned the practice of matching its peers (e.g., BCG/Bain) in terms of benefits, would love to hear some of the benefits provided by our new peers (Big4)? ....

like

10 years of experience spanning across big 4/fortune 500 companies, currently at KPMG now. This place has more mandatory compliance/ethics/etc. training than I had in my previous 3 positions combined - it’s almost unbelievable. Does anyone else share that sentiment, or am I alone here?

likefunny

Who else feels like they’re trying to be the little engine that could? I work 7 days a week right now 8 hours a day and every week set myself a goal to just chug chug along for another week. It helps the time pass by.

likefunny

I feel stuck as a Strategy Manager and want to make a career pivot at 35. But have no idea what i should do? Any suggestions, resources or books that I should read to help with my existential mid thirties crisis? I have experience in technology consulting, corporate strategy, freelance consulting and law. Do I go back to being an Attorney, or do I retrain and become a financial advisor or something else?

like

5 free nights at any SPG property in the world - where are you going?

like

I love my pancakes but this waffle right here .. 💥

Post Photo
like

Flying Delta instead of American this week. I feel like I'm cheating on a girlfriend. But this new one treats me right. Torn

like

What does caffeine withdrawal feel like for you? I’m on day 2 of no coffee and I feel like I can’t even get up. Previously 3 cups a day.

like

What is the consulting practice at Google like? I got a message on LinkedIn about Cloud Infrastructure consulting at Google. Curious if any of you have interviewed or have more information?

likehelpful

What's the best way to use Air Canada vouchers? The rates on their site are crazy and the voucher sums to almost nothing if I book via their site versus a kayak or sky scanner.

like

A senior client director gave me major kudos today in front of of my direct manager and sent a message to my senior director. Not a bad way to start the week, but man am I mentally exhausted already lol.

likeuplifting

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal