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15 LPA with 9 YOE is not a good offer. But it's fine for your 1st offer. I guess you resigned this month only you still have 1.5 months to go. So keep looking for better opportunity. It's very difficult to join the company if you are not satisfied. Try look for retention cause cognizant can easily match this offer.
HSBC being my last organisation, I can answer this question.
Except for the dismal hike this year, rest everything is good.
Still 1.5 months left, you would easily get 18+ look for other opportunities and at last moment try to renegotiate with the company you want to be part of. Best of luck 👍
You are going to spend a considerable amount of time in your next company. Go at a good salary only
Vouch for 20L+ .. no harm in renegotiate, its a wide accepted standard lately..