Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

So are there any members of this thread that manage retirement plans?

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

Is a "taxable benefit" taxed at the same rate as regular income?

How much do you have in savings (cash, 401k, etc.)? And how old are you?

Has anyone set up an NY 529 for their kids? Know there’s a 10k tax exemption for NY state taxes, but does anyone know if that per child, or across all children?

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

When there is FUD you buy

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

What are some of the things to keep in mind when leasing a new car? What are some add-on that can be negotiated on?

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

Can I ask at what age people are typically buying their homes here in LA? Wondering at what age people are able to take the plunge.

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

At least Ye is actually selfmade without a million dollar loan from daddy.

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

So I want to marry a physician (girl) as they make good money so I get a good life plus decent retirement. Is it selfish to marry someone for money???

Hi all, I’m trying to transition to the insurance industry and begin as a claim adjuster. I have a virtual interview for progressive and a phone call interview with AAA coming up soon. Do you have any tips for me?

How much hike (%) does Accenture gives during promotion?
(If it differs based on management level then I want to know about promotion from level 10 to 9)

Hi fishes,

I joined Accenture this week and recived my laptop today, wanted to know what are the peripheral i should receive as my start up kit, i only received a laptop and nothing else like mouse or headphones. Is there anyone i can connect to get clarification?

I have been working for a large corporation for over a year and I new to the company. What re peoples opinions about seeking a promotion or applying for internal jobs? Do you make a move or do you stay in position longer?

I am interested in getting the AWS Cloud Practitioner cert (foundational). I’m tech-savvy, but have not been involved in Cloud work. Any idea on how difficult the exam is?

Is Spain still a hotspot for good/cheap 2D animation production? Any studios to recommend?

Opinions on having other people do the readout of decks that you created all the way through (data processing, analysis, and compilation)? I personally think its so silly having else do it.

Mid/big law privacy associates- how much do you bill a month on average? is your workload predictable?

Anyone know a reliable source (not Glassdoor) for seeing comp info of open jobs?

Any freelancing opportunities for digital marketing people.

If tcs gives break up , is there possibility to decrease from that amount or not process the offer letter hr informed she has to get confirmation from manager for budget and it will take 2week time ??

For those interested, you can now follow hashtag MoskowitzCooks on LinkedIn. I will be posting the more informative posts as the versions here are abridged for obvious reasons.

What’s the best store you’ve ever worked at and why?

I made the switch to in house and omg it’s so slow. I knew it’d be a bit slower than agency but I accomplish less in a month than I used to in a day. Is this how all in house jobs are or has anyone found a faster pace in house gig?

Any views on mining machinery?

NYC based Managing Director, salary range?

anyone know how to link Google classroom and PowerSchool together? our small school cannot afford Unified Classroom

Those who have moved from development into SE, do you have a desire to move into full sales or are you happy with SE and the career path it provides?

How can I invest in real estate ? Looking for an additional passive income source

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

Couples without kids, how do you justify buying a house and paying school taxes? Almost all of the good residential areas are with a high school tax. Just curious if childless couples can ever buy and live in nice areas or rent forever

What are your opinions on financing furniture purchases? Most of the big stores are offering 0% for a few years and I’m wondering if there are reasons I shouldn’t do it

Any reason why the listing agent recommend I use a specific title company?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

My partner and I close on our house this Friday at 9am and I’m just so happy. I’m a public interest attorney and we worked really hard to save. This was after 10 offers. Just wanted to share 🥹

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?