Hi. I'm looking for someone who is in Benefits. Can you tell me what is the process to find medical insurance for your company? Is there a middle man you deal with to give you options for your company size etc.?

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Insurance Broker. A broker is someone who does not work for a particular insurance carrier- as they are only quoting one company. You want 2-3 companies to submit a bid.

Work with an insurance broker in your area. Insurance brokers can shop the market on your behalf and compare plans from multiple insurance carriers to find the best fit for your company’s needs and budget.

To get started, you’ll typically need to provide a census, which includes basic employee information such as:

Employee ages
ZIP codes
Coverage tiers (employee only, family, etc.)
Dependent information
Full-time vs. part-time status

Once the broker has this information, they can begin requesting quotes and evaluating options from different insurance carriers for you.

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