How do you justify paying full price on things that don’t accept points

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Points subsidized a lot of other things, leaving you more cash to spend on experiences! I consider points as subsidizing, not free. After all, you could sell your points for cash as well.

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Like E1 said, points aren’t free. It’s important to remember that points are just another currency, albeit one with variable value.

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You buy stuff with points like gift cards that the other place accepts.

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