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Hi all,
I have a offer from Perficient and joining in 2 months time. Question :
1: how is the company in terms of job security and projects? I work with web analytics
2: How is the hike and work life balance.
3: Attrition rate
4: Hike is good but will it be a safer vet like Accenture Operations?
Need some views from people working there.
Thanks in advance.
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Chief
At 30 you have 40L saving I'm 31 and I don't even have 10L saving. You are way ahead for your age, abhi me tere sath compare karega to rat ko so bhi nahi paega. Don't compare with anyone, grass is always greener on other side.
6.5 yoe with 2 lacs saving 🥲
32 yr old.
MF: 8 lac
Stocks: 2.5 lac
PF : 15 lac
FD 15 lac
Gold: 2.5 lac
PPF: 2 lac
Nps: 3 lac
Flat nr to Mumbai, having loan pending amount 30 lac.
Any thoughts?
I guess I am saving less than guys of my age.
What are some of the best MFs to invest right now?
Rising Star
andhi daud hai bhai kitna bhi kama lo bacha lo kam he lagta hai. 😂
log 5L savings me bhi khush hain kuch 5cr ka baad bhi rote rehte hain अंत हीन है यह भावना
34F
Flat worth 1.4 cr,
Home loan : 20L
Ppf: 8L
MF: 6 L
Gold: 18L
@TCS - please tell whats your current package.
Bro, I am 27, I have zero savings even though my package is decent, Kis kispar family responsibility jyada hoti hai toh save krna possible nhi ho paata. so don't compare.
Rising Star
I feel you bro.
That's really a good saving at the age of 30. I'm 26 yo, have savings of just about 2-3L but I will be receiving big sum of inheritance from my parents
3.3cr of inheritance is just a 2-3bhk in Mumbai.
Roti aur kapda kamana hi padega
Bhai Sach Sach Bata... tu yeh post Daal ke sab ke maze lene aaya hai naa... being Chatur
100℅ ... Mann mein comments padhke " idiots " bol raha hoga sbko
Conversation Starter
40 lacs is too low man.. you have to do something very quickly else you cannot survive in this selfish world
Bhai bhai bhai….
You’re way ahead …
I’m 28. No savings. All went down in redoing our house.
31 years old. 10 lacs salary with loan of about 1 lakh.
No savings. No nps, no ppf, no gold. No house of my own. No Marriage, no gf and overweight by 25 kg.
While writing this, I felt like I failed in life.
Be grateful for what you have.
Bro yes you are a failure and you accepted it. You overcame the first challenge. Now try to do something about it.
I have six years experience, have only 15 lakh saving, out of which 12 lakh will be spent during my marriage, Can't see what is your concern brother?
Why waste so much money on marriage bro? Have a registered marriage and a grand reception. It will be done within 3. Rest will be your down payment for your house.
I turned 25 this year. And my savings reached 1Cr. I am debt free.
ps: I am very lonely and suffer from countless disorders. I don't see why life is relevant.
Perfect
Such kind of posts are very depressing, the way our society wants us to have a XYZ number as salary/savings/retirement plan also a hefty loan to buy house we might not ever fully enjoy. Today's 4 lac is tomrws 40 lac and later on 4 crore or 4000 crore these will never stop. Today's billionaire is someone who wakes up healthy everyday. If that's not your value of life then you have already failed in life. Live in present, enjoy this beautiful journey called life 🙏
This is a great reality check for all of us whether we are doing good or need financial improvements.
Here is mine, need all of your feedback
Age: 31years
YoE: 8.5years of
FD: 9L
PPF: 9L
LIC: 3.2L
MF: 1.5L
NSC: 50L
RD: 2.1L
PF: 9.15L
NPS: 2.6L
Equity: 3.2L
Liquid Fund: 9.78
Total: 99.53L
How am I doing, only honest feedback please
😭
I am 29 and havin bank loan of 12lakh.
Bank loan of 27 Lakhs and no job. M28.
I am 33 with 8 tears of exp an literally no savings. You are very well positioned. People save a lakj even after 5 years and you have saved 40.
Invest the money, enjoy life and dont worry 😊
I am 35, all my savings are put in real estate, still having 20 lacs loan pending, real estate value would be 1.5 cr after 2 years, till that time hopefully my loan is also cleared
Good thanks for the info
I believe if the amount is big Real estate is always good bcoz goal should be more tilted towards asset preservation and any returns on top of inflation are boon.
from what I have learned. Paisa aayega aur jaaega.. Saving shouldn’t be at the cost of enjoying life
Chief
Sir ye kaun si line me aa gye aap... abtk lifestyle, package insb ka comparison ho rha tha aur ab savings ki bhi comparison.
We need to stop comparing things with others. No matter what effort you put in, you will always be lagging because the reference line keeps changing when you start comparing with others.
Aise to Ambani ko reference bna lo sb...fir bolo qa chindi paise hai sbke paas.
Life me references khud k past aur current state ko bnao and see kitne aage aa gye uss reference se...
Rising Star
Bilkul, completely agreed.
I think I saw this kind of posting on quora 😉.
Is 90LPA too low to survive in bengalore ?
26 M , 5 YOE :
PPF - 10 lakhs
PF - 2.5 lakhs
Stocks - 6 lakhs
MF - 3.5 lakhs
Cash - 7 lakhs
FD - 4 lakhs
Total - 32.5 lakhs
No house ,No car, No loans , No debts
CCTC - 17.5 lpa
No savings, but with a lot of money in loans.
at 31 I found a beautiful woman, we intend to start over. Undo and redo the things that held us back. Good to know our country and its men are prospering.