I am a consumer debt collection attorney at a major regional firm specializing in that field. Ask me anything about my job.

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Any funny excuses for not paying?

I've had sovereign citizens by the shovelful. One guy sent me some weirdly punctuated brief claiming to be "an idiot in the language of legalese" and saying I dealt with him at my own risk. Some lady filed a 900 page motion to dismiss once. Another lady tried to give me a copy of her birth certificate because I could "redeem it for $300k." The student loan debtors are usually fun too- had a disbarred and imprisoned lawyer that way once!

funnylikehelpful

Please continue this thread with random anecdotes...

Nope haha

Have you heard any excuses for default you’ve thought were legitimate? What’s a good way to get out of paying :p?

Ah, so that’s what it takes

What’s the average settlement of outstanding consumer debt? Like .10 on the dollar?

Nope. I usually get about 70-80 percent.

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