I have a CSR, but thinking of getting a new “0% apr for x months” card to use for kitchen reno project. Contractor charges 3% for cc transactions, but I’d rather put it on a no-interest cc than take $$ out of my investment accounts. Am I crazy? If not, what 2nd cc should I get?

like
Posting as :
works at
You are currently posting as works at

Look into the Ink cards. With that amount of spend, the best way to maximize is to knock out a sign up bonus.

likehelpful

No you’re not that crazy. 0% apr is fine as long as it’s long and the credit limit is high. Def Not worth the credit pull if it’s <$5k or only 12 months

Try to get a signup where there are some basic rewards + the 0% apr. for example don’t go for the chase slate

helpful

If you can’t afford to pay the balance in full as soon as it’s charged, you can’t afford the renovation. Just save your pennies for a few more months until you have enough to pay in cash.

If you want to offset that 3% fee, consider opening a card with a large sign up bonus and use the renovation to hit the minimum spend.

It’s clear OP can indeed afford this but would rather keep funds invested

like

Related Posts

Does anybody have a referral link for Amex Platinum? - has to be UK based

like

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

like

How are people managing visa stamping outside of the US ?

like

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

like
likehelpful

What motivates you to start or keep up a side gig? Is it just having more income or a specific financial goal?

like

Is there an investment fund or group that anyone knows of? I heard of Fundraiser but it seems very convoluted. Looking for an investment group or development group to invest with

like

Boeing stock - lowest price in 3 years. Hoping it keeps dropping!

like

Is Hubspot a good investment?

likefunny

I have an offer for EY LLP for Dell project, someone plz help me , how is the wlb on this project. I had a call with project manager, he told all fairytale things.

Hi, Anyone working in Virtusa with BT as Client?

Hi Fishes,
I joined my current organization 3 months back.
Didnt allocated any project yet.

Now i am looking for a change:
Can someone refer me:
YOE :8.9
Location: Bangalore
Notice period: 30days
DOB : 01/06/1991
skills: java, spring boot, hibernate.

Thanks in advance

Side gigs. What do you do to supplement your income (besides marry for money)? I bartender but that’s taken a hit with Covid. Thinking about some kind of tutoring set up.

likefunny

Recently joined TCS and hate the project here. Impossible to get a release from the project. I'm okay to quit. How do I break this to my manager?

like

Is a person who is promoted to Manager in September eligible for L1-A visa in October, if he or she has worked for little more than a year in another country?

like

OMNY card or MTA card? MTA card for me, it’s so thin that my wallet does not get bulky

like

Hello fishes, i am set to join Accenture as a Cloud Data Architect . However the Job Profile offered is Data Engineering -AM & job Family Group is Analytics and Insights. The JD shared during the interview says : Project Role Description : Assists with the data platform blueprint and design and Key responsibilities is a. Pre-sales and solution ownership of sales pursuits data analytics related services for cloud b. Own end to end RFP or RFI etc. Does it mean work is on presales only ?

like

In TCS,After completing onboarding process and getting ur employee Id ,what's the process to get tagged into any project.Can you please share your experience?Can we reject any project if we don't find it not aligned to our expected work ?

like

Folks that got a prenup. How and where did you get it? We have spoken to a couple of lawyers and it simply seems to be a back and forth they want to do to rack up billable hours/complicate the issue. My SO and I pretty much know what we want. We are doing it mainly to protect my SOs inheritance. Looking for the simplest way to execute this. TIA for any advice.

like

When you look at all these stupid ideas trying ICO, it definitely feels like dot com bubble 2 is approaching. I still think a bulk of investment is going to more legit ideas, but a lot of alt coins are gaining higher valuations. When do you think we will hit the burst? End of 2018?

like

More Posts

Bored of shopping on Mag Mile/ State Street...what are your favorite spots to shop? 25F and looking for cute casual wear, not just business!

like

Greetings, Ghosted! bowl members. As 2019 concludes, people who posted here: please let us know if you ever heard back from your ghosters.

like

Anyone got joining bonus? If so was it mentioned in offer letter?

like

Guys...could you please advise on 2 things below
Company INFOSYS JL6 lead/principal consultant?
1. Yearly hike on average rating
2. Variable payout on average rating

like

Can anyone help to let me know the pay structure in taiwan for 9 year experienced with masters.

Thanks

Is principal global good compared to Accenture?

like

What are managing consultants salary range?

like

How are single people managing primal urges during this I wonder. Dont bother answering if you never got laid before this anyway. I am just curious as sexting & porn can only go so far

funnylike

I am in SAP EP domain, can I change my offering from SAP to java , or can i get java projects?

like

What website can you use to play simple games over zoom (Chinese checkers, chess, checkers)?

likehelpful

Thoughts on this trade?

I get Derek Carr and Darren Waller
I give Tom Brady and Mike Gesicki

2 QB league, Russell Wilson and Matthew Stafford are my other QBs

2 QB, 3 WR, 2 RB, 1 TE, 1 FLEX

What's the slab for Manager Level 2 or Level 3 in Taxation? Does it crosses 30-32L?
YOE - 10+ Years

like

Why would recruiters reach out to me, say they want to talk, then not follow up? Should I call them instead?

like

Hi folks, Can anyone tell me Perks to work in credit Suisse.

If this drags on until November how the heck are we gonna do an election? At least the campaigning seems to have been put on the backburner

like

Yearly hike at optum??

like

How is the job security in Oracle? I have offer from them and mostly looking for good WLB and job security. My tech stack is Frontend.
Oracle

like

IS there any instance you know of in which LTI revoked or took back its offer after giving offer letter. If so what circumstances

like

Hello Fishes,

Can anyone suggest should I join
KPMG via third party payroll or not? It is a full-time opportunity and they are asking after 1 year you might get into direct payroll with KPMG.

KPMG

like

Additional Posts in All things points

Pretty sure the answer is self explanatory but first year with real status. Does Marriott status reset Jan 1? For instance if I need 10 nights for Platnium am I SOL if I stay 9 nights by Dec 31?

like

Will end up at 65 Marriott nights for 2018. What would you select for your annual choice benefit? 5 elite night credits or is that pointless?

likefunny

Any suggestions on SPG/Marriott hotels in Barcelona for personal travel?

like

People at EY not use the corporate card? The expense system is horrible. But might not be worth using my Marriott card...

like

What personalized SPG promos did everyone get? Got an email today, looking for a sense of what’s out there

like

I booked basic economy even though I’m platinum on delta using rewards since it was crazy cheap. Does upgrading to regular economy cost a lot? Will there be a cheapest time to move up?

like

Is there a thread of company discount codes? ISO Hilton code (do not judge me my BIL is getting married at a Hilton and his fiancé is going to go postal if we don’t reserve a room now)

like

Is the a black market for rewards points? I want to get rid of my delta points for either American or Marriott points

like

My international flight is delayed due to closure of Pakistan airspace. Going to miss my connecting flight (on a different carrier) . Can I apply for trip cancellation insurance with chase for this ?

like

WiFi didn't work in a 3 hour flight, no inflight entertainment sets as well, how many miles can I claim?

like

I have some 400k delta skypesos and would like to go to asia next year. How should i use it well?

like

Best Marriott/SPG property for a couple’s stay in Amsterdam? End of December - want to be reasonably close to city center but not break the points bank (<~50k a night ideally )

like

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

like

Any Delta Airline status challenges for 2018?

like
likefunnysmart

Do AA 500 mile upgrade awards expire? I have used a decent amount of upgrades, but I still have 14 that I have been sitting for a about maybe 6-7 months. I do not see anything about them expiring, but I would not be surprised if they do.

I am hoping someone can provide some insight so I don’t have to contact AA customer service :)

like

Missing nights from the Marriott-SPG just reappeared in my account! Anyone else ?

like

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?

like

Can I simply upgrade from Amex Blue Cash Preferred to Amex gold? Or would both just be open at the same time since one is technically a charge card?

like

Ritz Geneva at 50k points for 1 night! Worth it you think?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal