Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

What are your thoughts on paying PMI on a mortgage? I’m looking to buy a house in a year or two that are $300k. I have about $80k in cash and don’t know if I should continue building up my cash reserves and put 20% down or push more to retirement. I’m currently at about 20% going to 401K/IRA, then get 6% profit sharing. I save 54% of my gross income on average.

How last month notice period fnf settlement amount is calculated? pls explain in brief Thanks in advance

New to MBDR, topped off pretax 401k today and will get full company "match." Going forward I plan to do after tax contributions, does it make sense to change investment direction to money market to reduce the likelihood of nondeductible losses or taxable gains between dates of contribution and rollover?

Does Bank of America do a Mega Back door 401K?

Looking at real estate crowd funding and found a good comparison list on investorjunkie. Looking at Fundrise, RealtyMogul, and Rich Unkles. 2 questions:

Should I open an IRA? 25m net worth ~$80k
- 401k: $30k
- robinhood: $20k (+60% all time 😎)
- cash: $25k
- random stuff like bitcoin/robos: $5k

Worked in consulting for two years > startup (laid off) > will be interning at a growth equity/VC fund starting July 6. Comp is variable, could be $70-$200

Anyone have any area recommendations for buying a house in Houston but have regular commutes downtown? 300k max but would like a house (not a townhome/apartment).

First time landlord, totally new to renting out my place. Would all you prefer a recommend investing in a property management company to just get things started year one, and then once I'm comfortable handle it on my own?

If I put some time into it I could figure it out, I think, but I just started a new job and haven't really had a chance to look into lease, how to manage the income, being available for viewings etc. It's about 10% monthly fees. I could pay zero, but outsourcing is tempting..

If I have an old 401k that was rolled into a Roth, should I switch it to a back door Roth? What happens if I want to contribute to it during the year?

What are everyone’s thoughts on IULs? I (24) met with an advisor and he pitched the product so I did my own research and I’m seeing a lot of mixed reviews. I have a mortgage so I think life insurance is necessary. I’ve maxed my Roth contribution and, in a year, I will have a 401K with an employer match. My husband (25) has been investing since he was 18 so we have some basic stocks as well. Looking into IUL but I want to be educated. If you suggest another life insurance option, please share.

Is there ever a situation where a form 8960 is required even if the client is under the income threshold? Friend/client of mine got a PWC preso saying 8960 is required due to some 965 tax but. Cont..

Anyone invest in RE via a partnership (LLC w/a few shareholders)? Did the person that put it all together receive any type of comp (eg larger ownership stake)?

Been looking into purchasing tBills on treasury direct. Near as I can tell they would currently pay ~3% for a 52 week term which is roughly .5 to 1 % more than a cd for equivalent term. So…why isn’t everyone buying these instead or CDs or Hysa? What am I missing?

Note: these don’t appear to have a purchase limit like Ibonds.

Have the CSR but thinking about switching to Amex Gold + something for flights and hotels. Maybe one of the American Airlines cards? Any other suggestions?

Looking to purchase a new home! What should I keep an eye out for?

Hi, anyone with experience in buying real estate India? Need urgent help please

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

From an investment perspective would you rather buy a lot or a fixer upper house assuming the lot was $75k cheaper? Also assume same location.

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

what is the salary range of consultant in KGS ? What will be the role offered if I have 3.5 years of experience , consultant or associate consultant ?

Any tips for dealing with stress related to feeling like I am not working late enough? I feel I'm often receiving rather ambiguous deadlines (i.e., let's have the report done by next Friday) and not ultimately sure if I am on track or not.

Is this something that becomes easier with more deals?

Hi I want to know if a HR informs that offer is in approval process will I be getting the offer.

Thought I’d post here hoping for a referral. I’m looking for a Director of Product Design position at a tech startup. Anyone know of anything? Happy to send my resume/portfolio if you want to see some of my work before referring.

I feel like I’ve lost all the skills that made me stand out in quarantine. I’ve never felt so incompetent at my job as I have in the past 4 months.

Why are the other cryptos not skyrocketing? Will Ethereum ever rise like Bitcoin has risen?

Animal crossing update today:
You have to find all the upgrades with subtle prompts, which is nice they don’t dump everything at once.
Now you can store recipe duplicates 🙌🏻 a needed fix.

Men wearing swim shorts? Also never considered Muslim women in water sports/activities. Thoughts comments as to how you go about it?

Hi guys, is it normal for SSIR to first ask for all documents like aadhar, pan, current payslip etc. before hr discussions and before giving offer?

How do you find the time to stay on top of all the marketing trends? It seems like there are new ones every day.

How do equity refreshers at Google work? Does it mean you’re always at “year 1” of your vesting period whenever it refreshes?

Relatively new to LA. Would love to meet more friends to do stuff. What do you guys do to meet more people? Found it hard to meet during Covid...

Is 35 the max limit for SA in MC/SC or has anyone gotten above it?

I think we’re seeing all these posts because LinkedIn “training” is telling people that they should post 3 types of content rotating.

1. Something about your company/product
2. Something about the broader industry you’re in
3. Something personal to you that is still somehow related to your job/industry

I’ve never posted the third type but I’m not a LinkedIn “influencer”

Today's wordle was the worst ever, almost didn't get it. Thought I wasn't going to get it. I got it, but I've seen better words before.

Does anyone know how insurance work when you leave a company? Say I leave on day X, does my insurance ends on day X as well or it will last til the end of the two week period after my last paycheck (because insurance premium is still held from paycheck)? And does medical insurance reimburse / cover based on the date of treatment or the date of they processing the claim? Thank you so much!

Thinking of a switch to Guidehouse, What kind of projects do you do? What's the WLB like?

What is a typical day like for FCRA defense?

Just went under contract for a sfh in Austin. 4.6% rate. Price point is high , at the top of my budget , but seems better than comps. Anyone have a crystal ball and can either reassure me or tell me I caught a falling knife? ;)

3% interest rate with 1% credit toward closing costs or 2.75% with 0.4% credit toward closing cost?

Investment question: would you invest in a 1bed 1 bath apartment in Jersey city or 3bed 2bath home in Austin (both priced around the same)

I live in Seattle, so pretty far from both cities.

First time landlord, totally new to renting out my place. Would all you prefer a recommend investing in a property management company to just get things started year one, and then once I'm comfortable handle it on my own?

If I put some time into it I could figure it out, I think, but I just started a new job and haven't really had a chance to look into lease, how to manage the income, being available for viewings etc. It's about 10% monthly fees. I could pay zero, but outsourcing is tempting..

Is $400-$450 too much to have bearings replaced on a washing machine?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

From an investment perspective would you rather buy a lot or a fixer upper house assuming the lot was $75k cheaper? Also assume same location.

About to list my townhome for sale in a Chicago suburb. Any suggestions on how to price it right? Should i get a property appraisal? I have done alot of renovations recently and don’t want to price it lower. Realtors i have spoken to suggested based on the recent home sales in the area but not too many similar homes were sold in the zip code to get a good idea. Appreciate ur responses.

Looks like everyone is getting pre-approved now. What kind of rate lock do you have? 30 days? 45? 90?

Is going with the lowest interest rate always the best option for home financing? Or one should consider taking a higher interest rate but with more lender credit?

I want to sell my primary residence right at the two year mark so I don't need to pay taxes on the gain. But what count as the start date? I know when I move in but don't have document to prove that. Should it be closing date? Dates on utility bills?

First time homeowner this year. Should i go through an accountant to do my taxes? I’ve usually done them in turbotax to be honest. Any info appreciated

Moving to my dream home and turning my current house into a rental! This will be my first rental property, should I use a property management company?

Does anyone actually skip owners title insurance? Mine is $2700 on a $550k loan amount not sure if that is high or not but seems very expensive for a small likelihood..

What is the case against raising funds through crowdfunding to acquire properties? (I know the actual risks of taking investor money, but want to learn from others why more people don’t do it)