Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

Hi Experts ..Suffering from financial stress...my 90% commitments will be end by December..but felling so much stress to handle with money

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

The son of a friend is an advisor and is giving up. He has approached me about taking over his book, evidently only about $1.5M.What would be a fair amount to pay for this?

How much can I expect in monthly social security checks upon (non-FIRE) retirement ? I think I’m reading $2,500 ish?

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Do you have a set $ you save every month? I'm 27, I've been tracking spend since 2020 and my $ saved has very strong variances MoM. If we consider 2021 a more "regular" year, I varied from $600 saved one month up to $3.2k in another (though that was partially due to a job change)... It's not affecting my overall saving % (was 46%) but wondering if I should try to even it out a bit more?

Why are FIRE minded people into having multiple investment properties? It sounds like a nightmare having to deal with tenants and if you want dividends, can’t you just invest in REIT or preferred stock ETF? Are returns that much better?

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Anyone know about the VC fund Next Coast Ventures?

Anyone else thinking about taking money out of the stock market over the next couple of months in case of a crash? I’m not normally paranoid, but my parents have gotten me thinking about how >50% of my net worth is in stocks of some sort.

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

While hype is on the squeeze what else are folks looking on buying on the dip?

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

I'd like to buy, but the market is absolutely atrocious currently

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

I asked my BF what movie the songs Circle of Life, I Just can't wait to be king, and Can You Feel the Love Tonight come from, and he has no idea!!! 🤦🏾‍♀️

Why we gotta have resumes, just trust me bro...

So I get that in a corporate set up, you are supposed to be sharp and witty and think on your feet. Trouble is, I am extremely slow with comebacks. (Think Ross in Friends/Amy in B99) at the crunch moment, I generally end up not being able to give a good roast back. Unfortunately the best of them come to me like a few hours later (dinner/shower/TV) and I am left ruing and amazing opportunity to have gotten one back. I am awful at jibes and roasts.

Anyone else suffer from this?

Pennsylvania, you're killing me.

Where can I buy the rapid test kit? Everywhere is sold out

Hello Fishes, Can someone please refer me to the job opening that hsbc has. Checked on LinkedIn.

Will send a link to the opening.

Let me know. Thanks in advance.

Last week I had an interview with Infosys, it didn't go well as per my expectations but i was able to answer most of the questions asked by the panel and they said I will get the feedback from HR team but it's been more than one week and I didn't get any update on this. Yesterday I also wrote an email to the HR who scheduled the interview but still no update.

Should I consider that I am not being selected?

Please share the designation hierarchy in Accenture. What role will be given to 4 yoe candidate in test automation?

ISSP cert: Is it well-recognized? Does it provide a good foundation for knowledge? Has it helped you in your job search and career? Is it worth it?

Hey Fishes ,
I am a QA/SDET with 8 YOE , good in building framework for UI and API Testing , right now working on improving coding (DSA) and AWS (SAA certification). I am at 25 LPA now and my aim is to get in FAANG what all i need to get in my bucket to crack that (or atleast improve my chance of getting in ), please guide me .

Hi all,
Does Consultant specialist designation GCB 5 come@under the role of AVP?

What is salary range for 1st year senior manager in tech consulting (digital) in Deloitte Canada?

I will be joining EY in mid of Aug, will I be eligible for bonus?

Salary range for someone doing payroll, AR, and benefits administration with 12 years experience.

Thoughts on TBWA\WorldHealth?

A recruiter there reached out to me about a Copy Sup job. What should I be looking out for?

How much does a SM for Total Wine & More makes?

Hi People! I need a referral in Eli Lilly.

Currently in ZS as DAA! Almost 2 YOE but total work ex 2.5 yr.

How do you remedy mild mold smell from the house? Non-visible, so it may reside inside walls or in ducts. No leakage or flooding issues in the basement.

Anyone follow samfasterfreedom on Instagram? Wondering what experienced peoples’ thoughts are on him

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

Fiancé and I are going to start looking for a house in the Chicagoland area. Any advice? TIA!

Is it legal to collect the rent in a separate LLC even though rental property is not owned by the same LLC?

First time homebuyer and feeling confused about basic advice on the internet about “how much house” I can afford and what down payment / credit score is required. Help? Details within

Recently sold my home and got a check for 190k, does anyone know if this will for sure hit my taxable income for 2020? Is there any way around this? There has got to be a loophole. . Help

At what point in the home buying process do you ask the builder/seller for evidence that property taxes have been paid?

Thoughts on purchase affordability - Married in southeast. 105k + 90k for 195k HHI. We have about 1.5k monthly debts between auto and student loans. We are currently looking for something in the 500s and believe this would be close to our max. What are others getting at this income level?

To all my new construction home buyers or people with an eye for interior design. I just purchased a new build and have the ability of selecting all of the interior (floor type, carpet color, cabinets, back splash, counter tops etc.) Any advice on how to select timeless finishes vs trendy? What are things I should avoid?

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there

What rates are you finding from lenders? I got quoted 15 yr 2.62 with 0 points from chase. How to find best rates ?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Could anyone recommend some safe, affordable areas in Denver? Or a suburb around Denver?

I cant afford to live in NY anymore and need to move bc my landlord is selling the house.

I don't think I have enough time to buy a home. I have less than 2 months to move.

I think relocating is my best option and just renting something in Denver, CO or Tampa, Fla. I'm an early 30s f and would be living alone.

I would prefer a townhouse if possible, but it seems harder to find them so far.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Tomorrow is a big day for me!
Made a written offer on an apartment on Sunday. Owner‘s starting price was 500k. My offer is 450k. He thanked me and we are meeting this weekend to „negotiate“. Tips?

Anyone here recently get or see any amazing jumbo mortgage rates? It’s painful to search each bank individually. Would love something under 5.5% (only looking for 30 year fixed)

Pros and cons of purchasing a house that had foundation issues but was repaired and have a lifetime foundation warranty now ?

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?