I have to make a $5k spend on a random (truly misc) item. What's a good credit card out now that has a good points offer for opening a new card?

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CSP 100k

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Chase ink business unlimited has $750 cash back on $6k worth of spend. You get 1.5% cash back so you’ll get $840 total. You can apply as a sole proprietor. Happy to refer you.

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Amex plat has select referrals offering 175k points for $8k in 6 months. Otherwise CSP is 100k and would be a feasible option. Depends on where you are with 5/24 and current rotation

I have the 175k Amex offer if you’re interested. It’s not populating for all referrals. If you want to check broader offers, I use monkeymiles best credit card offers sheet. It’s always current and extremely comprehensive

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Chase sapphire preferred

Thanks, all! I already have a CSP card (or at least my wife does). Should I open one under my name?

Perfect! Have her refer you and open one yourself. That is 10k for her + 100k for you (+ whatever you get from the actual spend multiplier). You can combine Chase points if you share an address (need to call the first time but after that you can do it online).

If you don't need both, then after a year you can downgrade one of them to the original Freedom card for the rotating 5x categories. It is like the Freedom Flex except a Visa, so during wholesale club quarters you can get 5x at Costco.

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Hmmm I guess I've opened too many for the 5/24. Any other cards to suggest other than CSP? Amex Platinum like Walmart 1 suggests?

I’d err on opening something with transferable points vs unique to a specific ecosystem/brand (personally). I recently opened the C1 Venture X, too. Venture has a pretty good deal floating around for 100k after $5k spend but it’s extremely targeted and difficult to reproduce. Otherwise, the offer is $250 travel credit + 75k points after $4k spend.

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