I'm an aspiring home buyer, but I can't quite afford to buy one yet. I've been hearing Mr Prez talking about a 40-year mortgage, and I think it would put me in a better place when it comes to affordability. Do you think it's a good move?

Hi,
Only hdfc bank accounts can be given as salary account in Pwc AC ? Is it like that?
I have Axis Bank account.

Got an offer from pwc in the data privacy role.
With 13.5 Lpa currently i’m at 12 and made switch on march.
Though my current company is an mnc but not that big and no work pressure is there, amazing work life balance. However, there is little to no learning and its very slow, the project is just starting and the client itself is not clear what they want. Do you think I should switch just because its a big 4. Please help me decide. Yoe -3.5

Guys Please help me I looking for any entry level job or internship in PWC
I'm a MBA Finance graduate

Can I get any referral or help from anybody

Thank you

When are promotions due in ACs

Looking to switch firms and a Deloitte S&O recruiter randomly reached out to me on LinkedIn. Says he wants to have an informal chat. Any tips or advice? It'd be awesome to land this position.

I block my managers number from Friday 5:00 PM - Monday 8:00 AM

I’m a international masters student at BU, will be graduating in May 2022. Looking for entry level data scientist/analyst, ML engineer roles. Literally getting rejects since Jan and some failed interviews. Can anyone help with referrals or even tips on how to succeed in these roles. Thank you!

When’s the best time to go client side? Wait till I get a promotion or try to switch sooner rather than later?

Hi Fishes,

What should be the asking CTC for below profile at Capgemini?
9 years - IoT

Is capgemini worth joining? Please share light on work culture, job security, projects and other benifits.

Honest opinions please.
Yeo- 3.5

Hi Fishes,

Sent documents after I got a select mail from HR on last Thursday. When can I expect offer letter?. Verbally HR confirmed that joining date will be in last week of Dec . Is it fingers crossed for me? or will I get the offer for sure? Much needed for me now at this point of time. Any insights from previous experience would help me stay sharp

Any SFCC Architects or Tech leads looking for a change? I have an urgent requirement in my team. Please DM for more information. Thanks

Republicans, you're totally right. The election process is rigged and voting doesn't matter, let's just stop voting all together to protest this madness

When do you actually start to feel useful in FDD? I've been in FDD for 6 going to 7 months and sometimes I still feel like I'm doing the grunt work non critical thinking.

Life / Career Advice: I applied to medical school since my MCAT score was set to expire, ended up getting into 1 program. I also have an opp to join a well funded/well established Healthtech Startup (6 figure salary w/ equity + benefits) as a BD professional. I enjoy the business side of things and am unsure if I would end up practicing Medicine (medicine is also a long arduous path). At the same time, having an MD holds a lot of clout/authority in HC. Any thoughts on what I should do?

I got Botox (forehead) for the first time this weekend. It’s starting to kick in and I really don’t like how my forehead feels so tight when I try to use my brow muscles, it’s a weird sensation. Does this feeling go away? Or do you get used to it? It’s not painful just strange.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

When do you think prices are going to drop off?

Tomorrow is a big day for me!
Made a written offer on an apartment on Sunday. Owner‘s starting price was 500k. My offer is 450k. He thanked me and we are meeting this weekend to „negotiate“. Tips?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Where are you buying your kitchen cabinets? Used Ikea in the past but that's clear not going to work right now.

Has anyone bought a 5 plex or 6 plex. Please share your experiences, cash on cash, challenges you ran into. Also, do you use management company or do you manage it yourself

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Trying to find an investment property to rent out for about $300k - what are your recs for location ?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Can I get a commercial loan without 25% down?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

If I'm adding multiple people to purchase a property but not on the mortgage, when do they get added - do they need to already be on the purchase agreement? I heard it's easier to do upfront vs. adding them later. I've asked this question in a thread but didn't get a clear response. If someone could please help clarify - how do I add other people on the onset on buying a property? This is a new build, buying directly from the builder.

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.