Can I get a commercial loan without 25% down?

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Hey fishes, i need advice as to how to invest 200k? Should i go for individual stocks or funds or should i go to financial advisor? If individual stocks then looking for sectors. Can i invest as a VC? Any thoughts or direction please

Thoughts on being a chindi chor to save $500k and go through the EB-5 route?

I’m in real estate tax group and looking for good books about RE fund/investments/accounting during non busy season. Any recommendations? Thanks!

Hoping to earn rental income. Any good advice or resources on getting started? What’s your experience been like? Thanks for sharing in advance!

Does this sound right? I'm filo g taxes on H&R. I did standard deduction. I worked in 5 states and each state is making me pay roughly 2.5k on standard deductions (one of them being NY )

What to do with stocks/crypto accumulated in US, sell them when moving back to home country after completing H1B ? What about taxation when you hold and sell later ?

I’m originally from Brazil and most of my investments are allocated there.

Brazilian fixed income products are paying 13.25% returns and I’m wondering if it’s a good idea to secure this return in Brazil or if now it’s a good time to build a portfolio with US equities?

(90% of my money is on my Brazilian portfolio)

Any idea what will happen to the classic car market as a result of the war in the Ukraine? Are prices going to come down or will classic cars be considered “safe” investments during this time of crisis?

Obviously all speculation, just curious what others are anticipating or have experienced.

(I am fully aware that this is not the most pressing issue, so don’t jump on me for posing the question.)

Today I tried to tell myself what my favorite thing of being a lawyer is, and the only thing I could think about is when the direct deposit hits every couple of weeks…

Oh Elon.... 500x returns for some put holders who bought OTM today...

Anyone have any good book recommendations around building passive income sources/building wealth?

I can’t stop feeling so behind all the time. It seems like every one of my peers doesn’t have to worry about student loans, car insurance (paid by their parents still) etc. I keep thinking about how if I didn’t have all these bills I’d maybe have some savings that I could be proud of. Currently A2 making 65K in HOL and I feel like I’ll never be able to save up for a down payment or wedding or anything. Just feeling discouraged.

Any of you using TikTok to display your properties? I see it's working for some realtors and I am tempted to try.

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

Has anyone been told they need 25% down for a vacation home?

Average salary for a junior cw in amsterdam?

Hi Fishes,
Please help me to choose between two companies with respect to work life balance

Domain - Embedded Automotive Stream(Powertrain)

Renault Nissan(RNTBCI) - 9 LPA
Tata Elxsi - 9.3 LPA

YOE - 4

Thanks in advance

Hi,

looking for referral for DevOps role.

YOE : 6.9 years, DevOps 3 years

Tech skills: Linux, Jenkins, dockers, kubernetes, automation

LWD is 20th Dec 2022

If you got fired today would you have a Bach up plan? What would it be?

What do you do for winter shoes and commuting?

I walk a total ~20 mins in between train/bus stations and then getting from the stop in the loop to the office.

What do I do come wintertime for boots? Do you wear them while you're in the office? Or do you bring dress shoes with you to change in to? I wear a suit to work, so what boots would be good for winter but also look decent with a suit? This is my first winter in Chicago (a socal transplant)

Hey Fishies
I interviewed at Infosys yesterday and it went well I am expecting positive feedback from HR. Does anybody know how much time they will take in reviewing after my interview i received a message from them that we are reviewing your profile.

Any good work holiday party stories? Past or recent?

Can we get work permit to Canada without job ?

Anyone have a gauge on salary of a supply chain professional with 12 years experience?

We actively hire global mobility tax, state and local tax, tax reporting advisory, and audit various sr and higher positions across the US at a top 6 public accounting firm. DM please

8AM Sunday Scaries 😬

Question from a newbie consultant - What are some good online courses/ books to improve consulting skills?

How will the work be in L&T Technology services?

Crowe is hiring for quite a few positions across the US (Internal Audit, IT controls and cyber/digital security, Compliance,etc)… I’m a manager and would think some of these niche areas have great opportunity for new folks to excel rather quickly. Great flexibility and mobility policies. I’d be happy to chat if interested and get you directly in touch with the right people internally.

What rates are you finding from lenders? I got quoted 15 yr 2.62 with 0 points from chase. How to find best rates ?

Thinking about purchasing a property in the Turks and Caicos Islands. Anyone done this? Looking to learn more about the pros/cons of international / Caribbean property ownership.

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there

Those living in 1960s & 1970s homes, how do you overcome the fear of asbestos in home materials even though the home has been updated. Any tips overcome the worry? Not yet tested for asbestos

Recently closed on a purchase between a land owner group and a NY based builder for 500 lots of of Florida.

We have similar buyers lined and looking for land owners leads.

Any real estate agent/attorneys with leads for land owners and/or builders please feel free to DM.

Tomorrow is a big day for me!
Made a written offer on an apartment on Sunday. Owner‘s starting price was 500k. My offer is 450k. He thanked me and we are meeting this weekend to „negotiate“. Tips?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Y’all I am struggling on these “light” home improvement projects we decided to take on with a recent house purchase. Plan was just to replace carpets, paint some walls, and replace kitchen appliances. Now added on new faucets, other bathroom hardware / mirrors / toilets / medicine cabinets / exhaust fans, baseboard recaulking and cleanup, kitchen sliding door, ceiling fan rewiring and install, window replacements… how do I rein it in?? So stressed out and we keep delaying move in. 🤯😱😭

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Hi Fishes - real estate investing newbie here. My level of knowledge is essentially at the rich dad / poor dad level. Any recommendations for best books to read / best YouTube channels to follow to get deeper knowledge? If it helps, I live and hence will probably invest in the NY/NJ area… TYIA!

Any one knows what’s the easiest way to order a radon test for new construction?

What's the best city in UK to buy a buy to let property, with best returns?

Looking to purchase an investment property (condo) in Denver. Anyone has recommendations on the areas that would be good from an investment point of view (cash flow positive)? I love Capitol Hill but I’m not sure what the rents are like there.