If I'm adding multiple people to purchase a property but not on the mortgage, when do they get added - do they need to already be on the purchase agreement? I heard it's easier to do upfront vs. adding them later. I've asked this question in a thread but didn't get a clear response. If someone could please help clarify - how do I add other people on the onset on buying a property? This is a new build, buying directly from the builder.

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If the contract has an assignability clause you can change the buyer (from a title and vesting perspective) until right up before the close. Most brokers worth their salt will list buyer as “xx and/or assignee”
but just know that even if the contract is assignable, that does not necessarily apply to financing/underwriting from a lender

If the purchase/sale contract is not assignable, you just need to ask the seller and provide a reason that obviously won’t impact the transaction negatively. In any event you need them to sign an addendum to the Purchase/sale agreement and then that goes to escrow so they can vest title the way you want.

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Thank you!!

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