Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

Which trading platforms do you use in India??
As a NRI, how do you guys plan your investments?

Worth redeeming SPG/Mar points for stays before the two-tiered redemption changes post August 18? Seems to me like an excuse to devalue points and place redemption in a higher tier?

Nice to see crypto market rising back!

Does anyone have any insights on Juno/LeverEdge for student loans?

How much is Sodexo card amount in BNYm. And can we claim Wifi Amount also ?

How do we get TSA Pre through AFS?

anyone gonna buy any calls before market close?

Hello, I am going crazy. I am supposed to close on a house on Tuesday. The buyer did not perform an inspection and the lender did not order an appraisal. The lawyer says that everything is good on her hand but I am not sure if she is the deciding factor here. Can a home close without a physical appraisal ? I don’t have a closing time yet, just the date. My realtor reached to the lender and have no heard back.

If you tithe, do you pay 10% on your gross or disposal income?

I’m a true solo who just started my practice two months ago. I was just offered a position at a midsize firm making $85k with health and dental. Also possibility of paying off my student loans. I feel like I would be miserable there, but it sounds wonderful to have a steady paycheck. What do I do???

Has anyone recently put ‘exempt’ in W-4 to avoid paying federal for one or two checks? About to receive last large check for the gig. Nothing else booked yet, so thinking about stashing as much as I can. Paid through the nose in fed taxes all year. Thoughts?

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

It means ICOs are no longer open to anyone. You have to be a certified investor with the SEC. This is why Filecoin is conducting their ICO with CoinList instead of on their own. CoinList ensures their ICO is only open to certified Wall Street investors and makes sure FileCoin's ICO is treated as a normal IPO.

Granted please correct me because IPO investing is something I don't know a ton about.

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Recently received notice from landlord rent is going up ~20%. For reference, it is privately owned condo and did not sign at a COVID discounted rate. Super frustrated. What are others seeing for rent increases?

My background check for Blackrock came back last week. It’s now with the background check committee. How long until I get the final OK? No, I am not a criminal. :-)

What agency is doing the new Twizzler ads?

What’s your creative side-project?

Planning to buy my fiancé a first luxury watch for a wedding gift. Budget of about 3k. Any suggestions? Additionally, how does one find a used watch dealer in NY if I am looking for something secondhand? Thank you!

My flight is at 6:45am tomorrow Im in the north end - will uber/lyft be available at this time??

Gary Dahl got everyone whipped into a frenzy with "Pet Rocks" and TBH that makes me believe that marketing is like a form of wizardry

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Do you ever get disheartened by all the content you're pushing out, only to get a few people to engage with it?

Is it normal that we still manually enter numbers by each account to caseware instead of importing it ? Because the TB client gave often have no account code.

Hello all,

I have got an offer from vmware but I have heard that vmware layoff employees a lot. Can anyone please put some light on the layoff situation in vmware. I am really confused

Thanks

Parental leave: do you have to be at a company or firm for a year before being eligible to take parental leave? Are there any companies/firms that don't have this requirement?

Hi fishes, any openings for SAP consultant in American Express in India

Has Bain London started rolling out interviews for Associate Consultant (Experienced hire)?

I have not heard for a long time so wanted to check.

Do you regret accepting an early promotion?

I try not to get frustrated by clients but it just gets to me when their accounting people refer to numbers as positive and negative instead of debit and credit

Tomorrow is a big day for me!
Made a written offer on an apartment on Sunday. Owner‘s starting price was 500k. My offer is 450k. He thanked me and we are meeting this weekend to „negotiate“. Tips?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

Best book(s) to get started in real estate investing?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Replace or refurbish windows on an old (1920s) house?

I just want a decent house on the west side/Culver City/Mid City area of LA, that’s less than $900k. Is that really so wrong?

As a single person, is it weird to buy a big 4 bedroom house instead of a 1 bedroom condo?

What rates are you finding from lenders? I got quoted 15 yr 2.62 with 0 points from chase. How to find best rates ?

Anyone have resources on buying a second home, not as an investment property? Is it even possible to get a second mortgage? Moving to NJ and am wanting to buy without selling my home in NC.

Thinking about purchasing a property in the Turks and Caicos Islands. Anyone done this? Looking to learn more about the pros/cons of international / Caribbean property ownership.

Is it legal to collect the rent in a separate LLC even though rental property is not owned by the same LLC?

Recently closed on a purchase between a land owner group and a NY based builder for 500 lots of of Florida.

We have similar buyers lined and looking for land owners leads.

Any real estate agent/attorneys with leads for land owners and/or builders please feel free to DM.

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

Trying to find an investment property to rent out for about $300k - what are your recs for location ?