My SO has ~100K sitting in a savings account. She’s a student so very low income. Does it make more sense to start a 401K + IRA and invest it in chunks of 25K? Or max out this years retirement and then just throw the rest in an ETF?

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

What do you guys think would classify as a good savings amount by the age of 30?

From 15th November will TCS employee need to report to "ODC Location"? If their "base location" and "ODC Location" is different; will they get deputation benefits i.e. "air ticket, tata quarter, deputation allowance"? Or will they forcefully transfer and change the base location without employee's consent?

Has anyone made a big bet to try to attempt to retire early? It seems like everyone in this bowl focuses on traditional, conservative investing. Going that route I’m gonna be a wage slave all my life

Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)

Reading alot of articles saying banks raising mortgage down payment minimums to 20%. (I know all the benefits and why it’s best practice) that being said any thoughts on how long that will last?

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

I am in need of some advice I have a bachelors in healthcare administration. My long term goal would be a CEO of a hospital. I am looking at masters programs and need some advice as what to get my masters in. I could get my masters in healthcare administration but would like to look at something a little different maybe healthcare leadership or something. Anyone have some advice?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Can someone please for the love of god help me figure out how I can pay less income taxes? I only make 88k and I put the 12k standard deduction but I’m still getting taxed 27% of my paychecks! My sign on bonus (20 even) a few months ago was taxed nearly 45%! Excuse my ignorance, but am I doing something wrong? Will increasing deductions help or should I increase the withholdings? Is this normal?! Thanks for any help/advice, it’s greatly appreciated.

I’ve got cash that I want to conserve (for bschool) and my time horizon is 1 year. It is currently all sitting in a HYSA. Should I bother moving it to a higher return investment and if so what would that be? Thank you!

Are there resources available for H1b holders thinking to invest? Less than 1year into career and have 10k sitting not sure what to do with it... I’m still unsure if I’ll be in the states long term..

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

What causes a coin to suddenly spike 100%+ in value in a matter of hours? I mean how does demand collectively sky rocket - seems unlikely that so many people would have a coordinated buy?

I’ve reached a point in my career where I want to take a step back and do an easy job just for the medical insurance benefits. Any ideas what I could do (or who is hiring)? Would contracts manager/admin/specialist be an easy job?

It means ICOs are no longer open to anyone. You have to be a certified investor with the SEC. This is why Filecoin is conducting their ICO with CoinList instead of on their own. CoinList ensures their ICO is only open to certified Wall Street investors and makes sure FileCoin's ICO is treated as a normal IPO.

Granted please correct me because IPO investing is something I don't know a ton about.

Bought some litecoins on Coinbase - how long does it take for transaction to go through and owning the coins?

Seeking advice on pursuing opportunities in healthcare / life sciences strategy - looking for managing director / VP level in the ME region. Interested in consulting or industry. I have 19 years consulting + industry combined experience in pharma and US hospitals. Thank you 🙏

Do you know there are fun pages on insta
with lot of relevant memes on MBBs, try
them! Start with Ben & co.

Any from Google Cloud looking for Customer Engineers? I passed my onsite, but currently recruiter mentioned there is not headcount to fit me in. Happy to be squeezed in anywhere at this point.

I have an interview next week, just realized that one of my previous co-workers is with that company...Should I contact him and ask for more insights before I go into the interview? I cannot say we have very good relationship, just more like a normal co-worker relationship, get a cups of coffee together something like that

Parents - what do you do for emergency back-up care, particularly if child is sick? We have Bright Horizons emergency care but I understand it’s not reliable so was curious if there are other local agencies that have worked for this…

Just a PSA to folks looking at Alpha- you can quickly tell a lot of the reviews on Glassdoor are fake. There was & is an ongoing initiative to post fake 5 star reviews to bury genuine criticisms that continuously arise

When you sell a dedicated website for a special deal, do you give the CRM for free? Is vTiger CRM your advice? Otherwise, what are your most common recommendations about CRM?

Job Openings @Nagarro
Work From Anywhere Policy 
Offices in Gurgaon, Chandigarh, Hyderabad, Bangalore, Noida, Pune and coming soon in Lucknow and Indore as well...

Open Positions in picture. DM me for referral...

Like this if you play video games on your work laptop

Will EY let me transfer offices during this COVID-19 craziness? Trying to transfer from SF to LA

What should be the salary expectations for mechanical engineering graduate with 5 years of experience in inventory, purchasing and as well as product costing?
Preferred city is Bangalore

I left brillio last month on 14 sep but I dint got my salary for the days I worked in sep please anybody know that possibly why I dint got salary or will I be getting it with fnf if yes then when did should i expect to get fnf?

I’m frustrated as hell with my manager and my career advancement. What makes it worst is, she is a black woman as well. When I first got with the company I received a pay increase prior to what I was making at my old job. But I have over 6 years of experience in finance, agile (non cert but that’s another story), accounting and team building. This experience was all gained without me having my bachelors in Finance and Accounting (I have it now). The rest in the comments…

I'm currently a property accountant with an MBA in finance. I desire to earn more income considering my credentials and experience. I currently earn 93k and striving to get to 150 or even 200 to be able to live the way I want to live, pay for good schooling for my children, eat organic, travel etc. Even to buy a nice house in a great neighborhood is at lease a million. I'm looking for salary comparisons and recommendations to reach my financial goals

First time switching jobs. How do health benefits work - if I have some past claims I haven’t submitted yet but fall under old employers’s time period. Am I hooped or can I still submit all of that stuff?

That day when you share your screen in a conference room for 6 hours and 4 managers and 2 directors are looking at the projector giving you instructions on one deck. Consulting!

M/SM and above, why do you label a meeting as “touch point” or ask if you can have a “quick chat” when it’s something serious? Millennials like us always assume we’re about to get fired - I actually have been laid off in a meeting with that title. But at my new job, my boss asked for a “quick chat” to literally ask me to change the title of a meeting and then chat about christmas. Now that I’m in management, I want to understand it better.

With a thousand consultants in line, you'd think someone would have come up with a better TSA pre-check process 🤔

Whenever you find THAT bathroom at the client site >>

It's like a home away from home

What book have you read that was helpful for your career and/or that you would recommend? Could be a technical book, management, etc. For me, it’s a book I read a few years ago: The Phoenix Project. I never thought I would read and like a novel about DevOps but I recommend it to all my managers.

What are the best Sales books y’all read?

Is there a way to share my phones wifi connection? In other words - if I buy wifi on the plane for my phone, can I have my phone then hotspot that signal for my laptop? Or vice versa? Thanks!

Local project life. Pros: no travel. Con: suit meetings on Friday ...

We use Deloitte India for a number of parts of our delivery. Recently I have seen some unethical practices that violate labor laws and do not align with Deloitte principles. My manager says it isn’t my problem as they are a vendor but I can’t help thinking I have an ethical responsibility to do something. Any advice as to how to approach this without being fired?

My background isn’t in marketing/branding/PR but I’m being thrown into an engagement for a small organization who has many different sub-brands. I now how to give them high level guidance on how to ensure their branding and message is consistent. Any resources/books you’d recommend I could crash course this on?

Got laid off on Friday. Three days and I'm already bored out of my mind. Besides Jim, what are people doing to pass the time in between job hunting?

Just heard of more layoffs in Tech. The S&O bug is spreading :/

Can someone guide me through filling a W4 as a new hire?

I want to transition to working abroad. Im a data scientist. Any advice on finding recruiters or companies looking for international work? Hoping for Dubai, Japan, China, or Europe

In dire need of a hangover cure. I have things to do tonight and I’m trying my best not to die right now.

I love y’all honestly. We are so blessed.

Missed my flight but at least there's Shake Shack in JFK Terminal 4 🙌🏻💪🏻 #treatyoself

Flying Southwest. An add at the entrance of the plane says: "anybody can fly you, but we do it with a smile". Scaryyyy. Are they letting any smily person fly us? Hahah

So I’m only contributing to 401k enough to get employer match, and I’m saving an additional ~20% and putting 90% of that into my vanguard mutual funds. Reasoning is that I don’t want to lock away all that money maxing out 401k. Have 3 months expenses liquid in a savings account. Is this really dumb? Essentially trading tax for the option of actually using my money.