Refinance or HELOC which do you like best & why? Go!

When will I get my salary hike if I join in August 23 in capgemini

Alright having a 70’s dance party at home. Post if you are listening to anything or have any recommendations

I have an annual membership to tryexponent for FAANG and tech prep. I don’t need the membership anymore and have about 6-8 months. I can share my creds for $60. The content was extremely helpful, I made it to Amazon. Let me know if anyone’s interested

What are your favorite online strength training program sites/apps?
For reference, I want to work out 3-4 times a week and want a program that balances all body parts. I'm tired of searching videos on youtube and apps.

Do you like Angular or MVC with Razor HTML & Why ?

Come on folks.

Do you seriously think you can shame Republicans out of fetishizing guns? Millions of senseless deaths haven't changed their minds yet, and this isn't going to be any different.

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Does Natwest group accept the counter offer/ will they Ready to negotiate

Hi all, I have been in social services for about 2.5 years now. Initially as a Case Manager and now a Care Coordinator. I currently make $25/hour while living in San Diego, CA. Does this pay seem fair to where I live/the job description?

Hi all, anyone familiar with Skadden in DC? Looking for any insight!

Hi Fishes, I would like to know if any team here gets MacBook.

Has anyone noticed that we don't even have an option as a category on this app? It's either "other" or a non-descript "technician"

Hi fishes, I got 5+ years of work ex of which 2 years was in domain non IT job. While joining Accenture I was offered level 11 (As SAP functional CONSULTANT) while I believe I should be at level 10. What can I do? Is it that just your IT work ex they consider? Suggest things I could do. Completed 8 months in Accenture now as SAP Functional consultant.

CFGI offers anyone recently? Consultant level NYC what did you get offered

Hi guys, i made a profile switch into Advertising just before covid and started as a fresher. Currently i have 2.5years of experience and 4L CTC as an Account Executive. Just trying to find out the salary brackets for this role in the industry and what should be my ECTC in case of job switch.

I have an offer with wipro but the offer is just 45% hike.
Is it worth to move on ?? I had resigned but having second thoughts on this
12.5 to 18 lpa
Yoe 7.5

I need advice on how to approach a raise request.

I am a software sales representative in the manufacturing space. My starting salary was $85,000 in 2015 I did not receive a raise until I asked for one three years later in 2018. The raise was 5%. I have not received a raise since the 5% raise I received in 2018. They granted me a $2000 one time bonus in 2021 when I asked for a raise. How do I request a raise and get one?

I have brought up the cost of living expense and they do not acknowledg

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Has anyone here used New Western to buy real estate deals?

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Does buyer have to share appraisal with seller? Can seller request it?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks