Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Put all your money in crypto. It’s done going down.

My ctc shows 10lpa + 20lac esops. But I'm not sure if I'll get this 20lac stocks for free or do i need to buy them by paying? Distribution is 4lac per year for 4 years. Pls explain.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

I'm a foreign national with a UK work visa, normally working in London. If I end up working from home outside the UK for 80-100% of the tax year does my UK tax rate change?

I would like how much other individuals are taking home as a Cash analyst in North Texas?

What you prefer to tell when people ask your income?

I usually prefer in hand salary 😇
As CTC and in hand after tax deduction is too much different.😑

If i say i am earning 45 lakh people are like wow man so nice earning...

If i say i am earning 1.5 lakh per month
People are like baju wala builder bhi itna hi kma leta 😂

Par kaise btayein ise ki baju wala builder 12 lakh tax nhi bhrta par ham bhhrte hain 😥

#Tax payers ki khani unhi ke jubani

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Got my first pay check! Trying to understand all the taxes on it….Are state taxes on my gross amount or do the federal taxes i pay get deducted first then state taxes on that amount?

How would you allocate $200K today, knowing (1) this is in addition to your HYSA, investment, 401K.. (2) you have no immediate use (3) if we see a drop in real estate price in the next 1-2 yr timeframe, this could be part of your down payment for a house in HCOL

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

Amex platinum vs CSR??

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Abandoning Green Card
Has anybody experience in giving up the LPR status after leaving the US for work and residency in another country/homecountry? I come from a low tax country and wonder whether Uncle Sam will send a final tax bill or penalty fee or even make it difficult/impossible for me to abandon the GC once I will leave the US again. This is crucial for me to apply for the GC.

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

How many of you are involved in share trading/Derivatives Trading apart from your current job? And how are you managing it? What return are you generating?

What are currently the best Canadian credit cards for travelers? Looking for Aeroplan or bonvoy points or companion tickets

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

As I am in the transition process to another firm... will a ‘letter of warning’ be reported on my u5 ? I was told it would not... but wasn’t sure if anyone out there had a similar circumstance.

I have a Q that I worry is going to make me sound like a jerk, but want some opinions. I do strength training 2x/wk with a trainer who was assigned to me at a gym where I bought a pack of sessions. I don’t really consider myself “his” client bc the relationship is managed by the gym… but lately he keeps saying like “I can’t wait to see what my clients give me for Christmas” and I find it super awkward. I pay $150 per session for these workouts (cont’d in comments)…

My agency is shifting to begin doing quick turn organic social production for a few brands and I’m trying to build a team that can support these asks. Ive honestly never worked at an agency that successfully handled this without it feeling chaotic- anyone ever have a successful team with this type of work? Any advice is appreciated!

How do you single 🐟 find time to meet people and get to know them when working these crazy hours? Feel like I'm putting that part of my life on hold due to my job, and it's kind of freaking me out 😣

Looking for some guidance on Australia PR process. Been in the US for a decade and half and still on H-1B visa with lot of uncertainties. Hoping to apply for Australia PR and move.

Does anyone have any insights on the pay disparity between operations and strategy at Mck? Is Glassdoor really representative?

So had client call, wrote down all my notes as they spoke. Confirm next day when everything is going to shit and they reply “this is categorically wrong what are you saying”. Contd in comments

Dealing with asshole client who tried to bully me into changing our recommendations, and spineless partner who is back pedaling now given client reaction, despite pre-aligning on our view. People suck

I’m starting to work in the IB division in NYC soon. Was wondering what’s the dress code in the office. Would Business casual be fine?

Capgemini Amcat test doubt..

Forgot to click on submit button in Amcat email writing capegmini test. What will be impact. Do we have auto save and submit in Amcat exam?

What do you think will happen to the consulting business after project Everest ( the split of audit and consulting business)

Thoughts on 0x?

Accenture folks, seeing lots of news about layoffs at other firms here. Are we in the same situation?

Today is joining day. Nothing happened. Onboarding is said to be virtual but no link was received. Any one else having different experience?

Do you guys think consulting is more prestigious than industry work in the Netherlands? I feel like that hype is a lot stronger in the US than here

I’ve been working as a management consultant for 3 years in London across a range of industries. For the last 1.5 yrs I’ve been internal environmental lead. I created our sustainability strategy, tracked carbon emissions, applied for B Corp, set up company campaigns and currently looking at SBTI. I think I’ve got enough experience to shift to a sustainability consultant role but my company hasn’t set up their sustainability practice yet. Any advice or where to apply? ☺️

Are paralegals supposed to be the ones handling title/survey/zoning?

Hi All,


I have 3 offer letter in my hand Ericsson 12 lpa,PWC 14 lpa and Comm-IT 18 lpa.

So please suggest me which company is better and why.

Can I go with best salary or go with brand.

I have 7 year experience in java development

Hi, c aa n we move one TATA company group to other TATA company group..?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Does buyer have to share appraisal with seller? Can seller request it?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.