Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Any Aussie expats in US have recommendations for a tax accountant? First year filing.

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

How much is Sodexo card amount in BNYm. And can we claim Wifi Amount also ?

Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

For the Auditors out there. How are yall auditing PPP loans for nonprofits? Should they be recording them as revenue?

What stocks or funds do you invest your IRA contributions in. Just opened up my IRA last week and looking to see where to invest in.

MGNI at $16.4. The price point when it was suggested here an year ago. Erased all of its 2021 gains. In fact most growth stocks are back to 2020 price ranges. Fishing any?

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

NY state took my tax refund because of an outstanding liability. Is there a way to get my money back?

Hi Fishes,

I know this is not the right forum to post random messages but I’ve seen some great advice on here, so would like to know how you’d manage your money from the below information and how you’d save?

All ideas welcome :)

£70k total comp
£150,000 mortgage
New Driveway needed and back garden to be done
Current Savings of only £2k after a wedding, home renovation and honeymoon
Expenses have increased due to inflation and rising costs…approx. £1400 on bills etc

How risky is it to buy Allen Edmonds online given several different size options? Do I have to go to a store?

MBB offices for tech cases, low COL?
Currently working in tech, leaving for MBA ideally followed by MBB. Thinking ahead because of pre MBA events and long term partner. Paying sticker for MBA with loans, partner in school for 2-3 years after MBA. Which offices should I consider to build quick NW/pay off debt, build strong network in tech in/outside the firm, provide QOL similar to my unconstrained choices (LA or NYC)?

What are some of the REITs you have invested in? Any suggestions on things to look out for while researching REITs?

Has anyone quit their job and started doing day trading/swing trading full time? I’ve always invested in stocks (no options trading), but considered those investments long term investments after doing my due diligence of the companies. Lately, I’ve been more active and have made some decent unrealized gains (33% in a month) or so (smaller scale around $20k). If so, how much money did you start with? What are your strategies?

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

Moving to the U.S. soon, so bear with me on this.
Is there a specific type of account you buy stocks on in the US?
For context, I'm Canadian, I have a TFSA and RRSP (also relatively new to stocks/general personal finance)

If I have tuition and moderate living expenses covered between scholarship and loans, if I come into school with around $50k in liquid savings is that enough for the additional costs of b school?

Does anyone have experience sitting on boards? I’m interested in doing this at some point in my career, but am not sure how to get started and what’s typically required (both qualifications and work involved)

Will the FA still hang your jacket up if you’re in economy or is that only for people in the good seats?

How do you actually find a decent person to date when you’re working 80+ consulting hours? Like seriously...everyone I know who recently got engaged or married had been long term dating since high school or college. What has worked for people?

I really appreciate the confessions bowl because when I was super depressed / wanting to die last year, I threw everything here. So I was crazy here but the people in my life still think I’m normal

What’s your favorite salad chain? Trying to eat healthy…

How does one start a tech career in Canada? My wife who's a Maths PhD has been applying for entry level tech roles for months but no responses as yet. Either they ask for relevant experience or they hire directly from the universities. No way for anyone to switch careers? Not even internships?

Do any of the top consulting firms have analytics roles (preferably not super technical) that don’t require weekly travel?

Is still travel overrated?

We’re planning to be in Kauai for a week in mid-December, but I’m thinking of extending the trip an extra 10 days. Would we have enough to do with a 4yo in tow? Or maybe not worth it to stay that long? Staying at the Grand Hyatt first week, then downgrade to Sheraton Coconut Beach.

HATE this. Sigh.

Anyone nervous about the coronavirus and/or if companies are letting people WFH/any policies in place to request doing so?

Hi there, my partner is a creative graphic designer and has been looking for a job over 3 months and no bite. He risk homelessness if he don’t find something soon. Anything could help!

Is FDD WLB better at MM PA firm than B4? ( GT, BDO, RSM)

What's your experience working with United Way?

Ted Lasso was a great watch

Not a very active bowl are we? The others I’m in seem to be very creatively focused. So... what is your biggest source of professional anxiety? Mine is my background is mostly linear TV and no one seems interested in training anyone over 35 anything new. I’m begging for it and there is only so much I can do on my own. I’m worried about longevity. I work hard, I care a lot and and I get great reviews, but no one seems to care if I stay or go.

Carnivorous lunar activities

Do background checks Include employment history or are they mainly for criminal records? Asking for a friend who fudged some dates on their resume and is at the final interview stage with a well known Canadian fintech.

9/26 - 9/30 Weekly Thread:

So the National Consumer Helpline really works.
I had filed a complaint against Goibibo, who delayed my flight cancellation request until 1 day before departure hence the airline charged a higher cancellation amount.

A friend of mine introduced me to the portal when I filed a complaint explaining the matter in detail, uploading Twitter DM screenshots, where the company was clearly denying responsibilities on the above.

Took 2 months but today my refund was initiated by Goibibo.

MY NPS SIP deducts 30/- as convenience fees
I am 27 my NPS is for 33 years my convenience fees will be around 11k
What to do ?

Hello guys,

How much % of salary do you save?

While mentioning %, please let us know if you are married/unmarried, pay rent or not.

Just want to know if 70% is enough for a single man who does not pay rent. Or am I saving less money?

Guys, I need your expert suggestions. All figures are in INR
I am living in Europe with my wife. We both are earning.We save around 4.5 to 5 lakhs every month based on exchange rate. We have SIPs of around 60k. Please help me to invest my savings. Apart from mutual fund SIPs I don't know much.

Hi Experts,

Suggest me some debt funds. Looking for investment for 3-5 years.

I have a total taxable income of 1978050 for. Which I need to pay 330915 as a tax as per new regime.
I don't have any investment and also as working from home living in my home town so no rented house.
Please help me to save some tax
TIA

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Feel free to ask any personal finance related questions here, from equity investment to CC offers. There’s nothing called silly questions, we have some excellent peers in the group to answer it.

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)