Welcome to the new edition of the Fintech Wrap Up—where the big story this week is simple: fintech is consolidating, not fragmenting.

From tokenized money and end-to-end money stacks to AI-driven commerce and “payments as infrastructure,” the industry is racing toward fewer platforms doing more of the lifecycle, with performance and trust becoming the real differentiators.

https://open.substack.com/pub/samboboev/p/stripe-strategy-map-visa-as-a-service?utm_campaign=post-expanded-share&utm_medium=web

Hello! I am in the mortgage industry but was originally in operations and management. I am looking to transition back into operations and even intro learning and development/training. Any advise and/or referrals would be great! Have a great professional day!!

Hi,
I'm thinking of changing my career to data analytics. What course should I be doing?

Anyone have recommendations for movers for unloading only? Coming from out of town and just need help unpacking my U-Haul. Will likely go the task rabbit route (quotes from moving companies were way overpriced), but thought someone here might also have a rec

Hello Fishes, Can someone confirm what should be the grade and designation in HCL for around 17 years of experience?

Hi fishes

I am looking for someone who can get a refferal for a friend willing to get into IT industry as a fresher currently working at Tata technologies and is 2021 passout Knows Java and python
If anyone can help please DM

Hi folks - which consulting firms provide sponsorships for EMBA, I’m 12 years experience planning to do EMBA in 2020. Currently in the process of changing jobs and have offers from Deloitte and ACN.

Law clerk fishbowl…
How are your clerkships going? Are you happy? Stressed? Depressed? Overwhelmed? Underwhelmed? Would you do it all over again? Would you recommend the experience for others? Do you wish you had clerked in a different court? Spill the tea.

Hijabi challenges/experiences in workplace?

Planning early June honeymoon with ~350k Marriott Bonvoy points - we’re looking at either Europe or Asia as potential locations - any recommendations for hotels? I.e. W Maldives, Marriott Momi Fiji..

All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

What would you all say are the best consulting firms to work at in the federal government space? I’m not sure how many “prestigious” firms (like MBB) have a significant federal practice at all.

My team at sweetgreen has 2 Senior Technical Program Managers roles to fill in LA + OC. Base + bonus negotiable but could be high $100s to low $200s. Equity is on top of that. DM me for a referral!

Hello team,

What should be good package for a 5yr old IAM consultant in UK? Thanks in advance!

Hi everyone
I recently got offer from TCS for 10 LPA and my current CTC is 7LPA with 2.5 years of experience. Am I being underpaid here?

Is this bowl still active?

It’s snowing today and I’m not ready for it, mentally at least.

What “self help” books are you guys reading? I just read Untamed by Glennon Doyle and wow, I want to start from the beginning again, but feel like I should read something else. Would love any suggestions.

Hi fishes, where can I find payslip in hcl portal

How much does a Capital One data scientist gets pay? Location Dallas

Does anyone have entry level marketing tech roles?

Interviewing with a startup and they’d like me to do a presentation on some of the financial processes I am working/ worked on. What is the best way to present this info that I usually do in excel? Would a PowerPoint deck be the best approach with the info or a google Sheet?

What’s the average salary for a manger in FinTech. My wife is a Manager in FinTech and earns 95k base with a 10% bonus. Is that competitive? I hear that this field is getting hot and curious to know if she’s potentially leaving money on the table by not moving elsewhere.

Hey, a Private Banking analyst with 0.5YOE here and I'm starting to realize it's not the role for me. I'm really interested in FinTech roles, but wondering how I can pivot to Fintech roles that typically require 1+ year of experience in IB, consulting, or SWE? Would love to connect with people in this industry to learn more about their roles!

Has anyone in your company heard the word (cross-connect) or (leased Line) perhaps you have heard this from the network team at your financial institution?

Need suggestions please.

I’m a breast feeding momma trying to find a wfh because pumping at work is too much. So for right now I’m working as a banker looking to work at a fintech company. Doing something in operations or finance. I have about four years of banking experience and three years sales. Any suggestions of fintech companies or what positions I should be looking into?

Hi friends! I’m looking for resources to help me be successful in a “Functional Lead” role.

The role is in FinTech
I’m responsible for strategy, comms and key partnerships for a bank product. It reports through Customer Experience but touches product, Ops. marketing. It’s basically a Project Manager role but more nuanced.

Anyone out there in a role like this? Any books. videos or even best practices to share?

Anyone familiar with working for Kiavi/LendingHome? My experience is in private equity and structured products, I’ve been wanting to leave that and enter real estate for a while. They’re a self-proclaimed FinTech organization and I’m not at all familiar with that kind of structure for a company.

2 offers - Stripe vs PayPal? Similar pay/roles. Seems like PayPal is a much more diversified established business, but stripe is a hot name. Thoughts / advice?

Anyone work for Kraken? If so what are some pros/cons about the company? I work financial crime investigations, and had a recruiter reach out about a law enforcement production job. Opinions on salary, PTO, and other benefits would be helpful!

If I’m reaching out cold for tech recruiting, would you rather receive an email or LinkedIn message?

How does everyone explain their jobs to their in-laws? I need an explain it like I'm five explanation on my role and fintech in general for my family gatherings

I have just recently accepted a position as Director of Compliance at a Fin-Tech company here in Naples, FL.. My previous 17 YOE were strictly in the Financial industry. Does anyone know what the average salary is for this position? I have a sinking feeling that I accepted the role too quickly without comparing salaries. The position only pays $50k/year. That seems low to me.

I am trying to move from finance (IB tech) to fintech and have 15+ years of experience. I get a feeling my number of years of experience is working against me as all the companies want is young blood. Am I right in thinking this - what can I do to fix it other than reverse aging :-) ?