What are the things that have surprised you the most about the post-college world/ non-first gens?

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For me it really surprised me that passive income is a thing. Also didn't know that so many people hired housecleaners and nannies.
Didn't know that you could double your post-undergrad salary by getting an MBA.

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This is something that’s (un)surprising — the size of incomes that people think is “not enough.” Like consistently seeing posts about people making $150k and saying it’s not enough baffle me

I also didn’t realize how expensive daycare is because the older generation in my family always took care of the babies/kids

All the conversations about finding ways to get tax breaks is wild (HSA investment, mega back door stuff, etc.)

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So true!

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you don’t HAVE to have kids just because your culture wants you to

How much money people have out there. It is insane. This is a whole different reality

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Additional Posts in First-Generation, Low-Income

Do any of you ever get frustrated with how low-income folks are talked about on this app? Like some of the posts frustrate me so much when they insinuate that people from low income backgrounds are just lazy or not hardworking enough

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Shout out to all my Afghans

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I find this post interesting: https://joinfishbowl.com/post_7xvzxiuzwx didn’t think so many people would not share their salaries with their parents. Coming from low income and still helping my parents financially, I’m excited to share salary numbers with them.

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How can this bowl be useful to folks?
- Support space to just talk?
- Financial tips?
- Resume / interview prep?
- Career advice?

I’d love to figure out how to make this bowl engaging

Hello everyone, I wanted to create this group for first-gen, low-income professionals. This group is meant to be for those who were the first in their family to go to college and/or came from a low-income background.

Navigating the professional world with limited support from family can be difficult, and I hope this bowl makes it so that no one has to do it alone :)

likeuplifting

Tips for how you’re accumulating wealth with absolutely no financial inheritance/intelligence from parents? I want to retire early but am late in the investments game. I have a Roth IRA invested in a target date fund, max out my HSA and invest in REITS and ETFS, and contribute more to 401k when I have leftover $$. What do you guys do? Am i missing any smart moves here?

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My friends think I’m crazy because I’m willing to work all the time / give 110%, but they don’t understand that I need to do well so I can better provide for my family. I’m already making more in a week at 22 years old than my mom makes in a month, and she works way harder than I do. Just wanted to get this off my chest ha. I’m not resentful and I definitely understand the need for self care…but I’m willing to suffer in a high-paying job if it means I can provide for my family. Is this just me?🙂

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How do people navigate saving and giving back home? I never know if I’m saving too much

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Anyone get anxiety thinking about how you’re already funding your parents lives because they gave up everything and worked to the bone for you? I get the concept of giving back and wanting to take care of my parents but damn didn’t realize my life would be so financially tied to them even at 23. It’s like we moved to the US just so I can give them my paycheck.

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Anyone help support their parents small business? I often work with them on the weekends and work my weekday job at KPMG. Feeling burnt out but can’t say no to my parents bc they need the help. Looking for any advice.

And no I do not ask for pay, I help the business to provide free work for my family to save them money.

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