Hello everyone, I wanted to create this group for first-gen, low-income professionals. This group is meant to be for those who were the first in their family to go to college and/or came from a low-income background.

Navigating the professional world with limited support from family can be difficult, and I hope this bowl makes it so that no one has to do it alone :)

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Thank you for this! I was a Quest Scholar so happy to connect with folks!

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Gates scholar here!

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Thank you for creating this bowl! I definitely felt like theres needs to be a community for those who didn't grow up in corporate.

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Thanks for making this! I started working during the pandemic as well and I’ve felt lost in navigating the big corporate machine despite having internship experience.

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It’s difficult to pick up on the politics in the room as well, especially when joining an established team

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Based on the Gross salary offered I have calculated the in hand salary per month would be around 152000 considering 150000 in 80C, 50000 in NPS and 200000 deductions due to home loan interest. Total tax liability is around 400000. Any other options do I have to save tax further (other than HRA, LTA)? Thanks in advance.

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Additional Posts in First-Generation, Low-Income

Shout out to all my Afghans

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I find this post interesting: https://joinfishbowl.com/post_7xvzxiuzwx didn’t think so many people would not share their salaries with their parents. Coming from low income and still helping my parents financially, I’m excited to share salary numbers with them.

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Tips for how you’re accumulating wealth with absolutely no financial inheritance/intelligence from parents? I want to retire early but am late in the investments game. I have a Roth IRA invested in a target date fund, max out my HSA and invest in REITS and ETFS, and contribute more to 401k when I have leftover $$. What do you guys do? Am i missing any smart moves here?

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Anyone help support their parents small business? I often work with them on the weekends and work my weekday job at KPMG. Feeling burnt out but can’t say no to my parents bc they need the help. Looking for any advice.

And no I do not ask for pay, I help the business to provide free work for my family to save them money.

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My friends think I’m crazy because I’m willing to work all the time / give 110%, but they don’t understand that I need to do well so I can better provide for my family. I’m already making more in a week at 22 years old than my mom makes in a month, and she works way harder than I do. Just wanted to get this off my chest ha. I’m not resentful and I definitely understand the need for self care…but I’m willing to suffer in a high-paying job if it means I can provide for my family. Is this just me?🙂

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How do people navigate saving and giving back home? I never know if I’m saving too much

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Anyone get anxiety thinking about how you’re already funding your parents lives because they gave up everything and worked to the bone for you? I get the concept of giving back and wanting to take care of my parents but damn didn’t realize my life would be so financially tied to them even at 23. It’s like we moved to the US just so I can give them my paycheck.

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What are the things that have surprised you the most about the post-college world/ non-first gens?

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How can this bowl be useful to folks?
- Support space to just talk?
- Financial tips?
- Resume / interview prep?
- Career advice?

I’d love to figure out how to make this bowl engaging

Do any of you ever get frustrated with how low-income folks are talked about on this app? Like some of the posts frustrate me so much when they insinuate that people from low income backgrounds are just lazy or not hardworking enough

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