{ "media_type": "text", "post_content": "Tips for how you’re accumulating wealth with absolutely no financial inheritance/intelligence from parents? I want to retire early but am late in the investments game. I have a Roth IRA invested in a target date fund, max out my HSA and invest in REITS and ETFS, and contribute more to 401k when I have leftover $$. What do you guys do? Am i missing any smart moves here?", "post_id": "60c2c47b7b2d4e002a20fcdd", "reply_count": 2, "vote_count": 2, "bowl_id": "60b95f54cbb26200222665ec", "bowl_name": "First-Generation, Low-Income" }

Tips for how you’re accumulating wealth with absolutely no financial inheritance/intelligence from parents? I want to retire early but am late in the investments game. I have a Roth IRA invested in a target date fund, max out my HSA and invest in REITS and ETFS, and contribute more to 401k when I have leftover $$. What do you guys do? Am i missing any smart moves here?

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Seems like you're doing all the right things. I'm saving for real estate. I'm way more interested in real estate than stocks, so likely will incorporate rental income and/or other real estate investment into my future. Exploring this or other ways to generate passive/semi-passive income may be beneficial.

Following! Doing pretty much what you are OP

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