What is leave policy for TIAA GBS India?

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In my offer letter only 25 days paid time off (PTO) is mentioned. And in the employee benefit document it was mentioned that 25 privilege, 10 casual and 10 holiday leaves. So not getting exactly which one is correct.


12 days CL expires by year end, 12 days PL(can accumulate till 52), 12 Mandatory+optional holidays plus sick leaves


Very good leave policy.

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