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50% since I'm still in early 20s
25% of ur post tax take home is satisfactory,
50% is very good and anything above is Excellent!!
I’ve noticed people in all 3 levels and found the ones who save more than 50% are very disciplined (financially).
Another important aspect is to invest Retirement savings in aggressive long term investments like Equities/Eqty Mutual Funds/Real Estate to obtain a return of 12-15% CAGR. It is extremely important to increase your investments when the market tanks (25-50%) everytime in the above investments to further increase ur return.