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My joining is on Dec 13th …for the last 3 mondaysI will be receiving some mail from tcs like mails about what they are doing and a reminder mail for my joining date but today didn’t get any mails ….when I can expect the joining details in mail…like welcome mail from tcs ?? Tata Consultancy
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Sink boy 😌

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If you don’t drive much, buy the Camry. It was my last car and it was reliable, affordable, held its value well, and provided everything I needed.
Since you live downtown, I'm guessing you will have to pay for parking insurance test the waters with renting a car as you need it might be cheaper with acc rate
But if you must buy get a new car, shop around for MSRP and you will most likely get most of your money back out with used car prices in the 1-2 years of owning range
Relying on Uber/Lyft/Alto/etc and cabs might be cheaper for you now, until prices normalize in late 2023 or early 2024.
Pro
IF they normalize. And what you really mean is “decrease”, not normalize. Bc with all this inflation, and dealers having 0 incentive to go back to the “old normal” since everyone is willing to pay $10-20k++ over sticker, this might already be “normalized”
New cars are being marked up above MSRP, so they’re inflated too. You say you need a car but also don’t drive much… can you elaborate on your situation?
I heard about the markups but have also read that in terms of percentage, used cars are more inflated. I work remote, I live by myself in Dalls (downtown), so I've survived without a car for the past 5 months (use instacart for groceries, uber, etc) but I feel like I need a car for road trips, going shopping, visiting family etc. Sometimes I don't do some things or refrain from going to some places because ubers are so expensive lately. I also don't know if I will stay in the states for more than 1 or 2 years because I'm considering returning to my country so need a car that holds its value and sells fast.
Is that a down payment budget if you buy new? You won’t get either an IS nor a Camry for less than 20k
I have a 2018 Camry that I’ll be trading in soon, they’ve quoted me $22k trade in value
My opinion on this- if you’re planning on having the car for 3 years or longer, I would get a new one. 2022 Camry MSRP starts at 26k… if you can come up with the 20, and finance the 6 + tax and fees at a low rate, then in a few years your car will be worth a great resale value and you will likely have to put little to nothing into it it during the duration of your ownership.
I would be nervous about buying a 2013, as it’s 9 years old already. If you keep it for a few years and break through a mileage threshold that significantly impacts value, have to do any costly maintenance, or the market decides a 10+ year old is no longer worth 20k, then you’re out of luck.
Owning a car is a losing proposition 99.9% of the time. So I’d say the biggest consideration is how you can keep your cost of ownership as low as possible over the period you expect to own it.
If you can wait, then buy new. With used you are paying a premium for immediate delivery
I can wait a month or so but not sure that will make any difference
Pro
Part of the reason used cars are increasing in price is because new cars are allllllll sold with markups. So on paper you think that new car is $45k but it’s actually gonna be $55k PLUS tax and title and doc fees and whatever other garbage the dealer adds on top.
So when you see that same car being sold as used for $45k, you might think “why would I pay that instead of just buying new”, it’s because the new cars are more expensive than that too