What sort of mortgage rates are ppl getting right now? Looking to buy our first home, targeting home price around $500k w/ 20% down payment. For reference, my wife and I both have credit scores around 800 so should be qualifying for the “best” rates available, but curious what others are getting. 6.6% has been my first quote but haven’t started shopping around.

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If you're looking for pre-COVID, dont hold your breath, Ghostryder.

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6.3 is great. I own multiple properties. 6.3 is the lowest they are giving according to the Fed.

Hmm it’s a month late but our nanny got a ~6.0% rate; first time homebuyer but I don’t think she qualified for any incentive there. 6.6 feels high but I’m not sure how much rates have moved in the last month. Try the mortgage originators instead of banks, we found them to be the most competitive.

6.2 navyFed

Check bankrate.com

Just got quoted 6.65 for 30 year fixed no points.

We got 6.125 for a 30 year fixed jumbo refi or 6 for a 7 year arm in October

We have an excellent Chicago mortgage broker. Dm me for his info. Have done multiple free refis with him since we bought 2 years ago. Sub 15 minute response time every time.

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I would rather have the equity

Use my guy

Shop around for sure. Internet only banks are super competitive.

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