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Pro forma or proforma?
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If you're looking for pre-COVID, dont hold your breath, Ghostryder.
6.3 is great. I own multiple properties. 6.3 is the lowest they are giving according to the Fed.
Hmm it’s a month late but our nanny got a ~6.0% rate; first time homebuyer but I don’t think she qualified for any incentive there. 6.6 feels high but I’m not sure how much rates have moved in the last month. Try the mortgage originators instead of banks, we found them to be the most competitive.
6.2 navyFed
Check bankrate.com
Just got quoted 6.65 for 30 year fixed no points.
We got 6.125 for a 30 year fixed jumbo refi or 6 for a 7 year arm in October
We have an excellent Chicago mortgage broker. Dm me for his info. Have done multiple free refis with him since we bought 2 years ago. Sub 15 minute response time every time.
I would rather have the equity
Use my guy
Shop around for sure. Internet only banks are super competitive.