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Jeff Benjamin sup?
Heyhey.
Looking to hire a product UX/designer to freelance and help design + run ideation workshops for our Fortune 100 client looking to drive innovation and create/incubate b2c apps.
Would be great if you also knew how to set up an intake form to get a specific brief in order to design the workshop.
Bonus if you know how to design and set-up early stage usability experiments via landing pages/figma to validate problems/solutions before developing a MVP.
DM or email contact@swidia.com
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It’s hard, but even small steps matter—auto-contributing to a Roth IRA, keeping a separate emergency fund, and tracking slow months helps me feel less reactive. I’ve also started asking for financial perks when negotiating contracts, not just rate. The industry may be volatile, but our approach to money doesn’t have to be.
NOTE: A Roth IRA is NOT the same as a “Roth account” that is attached to your 401k. There are MANY restrictions. Check!
Good for you. Be diversified. Many ways people have built a modest nest egg albeit never enough and always some expense or a market collapse to get in the way.
Home ownership, rental income a partner who fills gaps. Quit drinking, move for a better job - done it all. I am older now and wish I’d been able to save more. It’s so frustrating but at least there is some longevity in a producers career. Automatic savings and try to develop your knowledge of the financial world- you’ll do better if you have a strong interest in investing, imo. Don’t pay for financial planning or brokers. Buy low fee funds like with fidelity.
Look into ROTH accounts. And invest in stocks that pay you dividends monthly.
Separately, open a brokerage account, you can do this at many places like Fidelity, Vanguard, etc. Generally speaking your funds can accrue with a healthy interest rate even if you opt to avoid investing some of your money in the stock market, (understandable right now). Also you can look into CD rates & elect a short term CD, (example PNC has a few pretty good rate ones right now), or longer term if you don’t need access to the funds quickly. Sometimes CD’s come along that are penalty free - not easy to find but ideal. Marcus currently has this promotional CD available. Congrats on setting up the 401K!