Can someone give me an idea of how the PSLF buy-back option works? I overheard someone on a bus talk about how you can buy back some months of forbearance once you have 120 months of certified employment but didn't feel comfortable asking her for more info.

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The PSLF Buyback program pretty much allows borrowers to retroactively "buy back" months of forbearance or deferment to count towards loan forgiveness. The buyback amount is a lump sum based on what you would have paid on an income-driven repayment plan during the months you're buying back

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I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

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