New Yorkers, need advice.


I have a student checking account with HSBC and it is now transferring its operations to Citizen bank.

I need to open a new bank account asap and am travelling for next 45 days. Would you recommend any bank and account type that can be opened up remotely? Have all the documents ready for upload.

Help needed asap!

Can please anyone help to start doing investments into stocks? What iOS software do you use for monitoring and investing? What helpful websites can you recommend for diving into the investment world?

What might be the ripple effect in real estate? When is a good time to get in?

Can someone explain to me how it monetarily helps me to split my home mortgage into half and pay half on 1st and half on the 15th? So if my payment is 4K, I pay 2k July 1 and 2k July 15

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Anyone wanna pay for my vacation to Disney world?

First study that requires flying starting next week. Any recs on best airline or alliance to build status in? New to this and want to learn from the pros.

Planning a trip to Rome and Naples with day trips to Tivoli and Pompeii. Is 1 week enough? I feel like reading through 3/4 day Rome and 2 day Naples itineraries, the trip seems rushed. I have unlimited PTO but my SO is limited in time (but luckily he can work extra hrs and then use less PTO). I would say max we could do is 1.5 weeks but adding on 3-5 more days seems almost too much? Thoughts? For reference, I did Venice-Florence-Rome in a week and it seemed okay but it also wasn’t as planned out

Planning a 10 day trip with my sister to Hawaii but not sure which island to pick. Which one do you recommend between Big Island and Maui?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Thoughts on STOs? Personally find fractionalization of assets pretty interesting.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

Can your spouse be employed in Google and getting RSUs?

Hi! I need to give indexes and I compare -322 with 5. The formula I use is iferror(-322/5*100) but the index I get is -6399. This is the only account with that strange difference. Is there something I am not seeing? Because I approach all of them in the same way.

Hi folks!! Please help me to manage Income tax deductions as I am very new to exceed 5LPA of CTC. How should I claim HRA and 80C and many more..should I claim directly in Company portal or any other with legal documents..pls suggest guys..

Hi everyone.

Any day trader guru here? Suggest me where I can learn trading methods and knowledge. I won't start trading now until I feel my techniques good.

TIA

Debating when to have the first baby… would you say having a baby is totally worth it ? Worth all the struggles and sacrifices? Or should I wait an extra year just to save more money and enjoy life now without the extra sacrifices… (female 27 & want to have 2 kids)

Thoughts on Dechert FRE (real estate)?

Thoughts about associates and in-house counsel (i.e., attys with no control) unionizing? I have friends who are required to go into their offices despite 'Rona! Collective bargaining helpful here?

After document verification how many days it takes to release offer letter in TCS

Going from 20yr 3.25% fixed to 15 year fixed mortgage rate of 2.125%, non pints. Is this rate good enough in NYC?

Hi All,

I recently obtained my law degree and currently work for a BigLaw law firm as an assistant. I want to make the transition to the firm’s Litigation department because I want to practice international arbitration. How do I approach my HR department as well as the litigation bosses about transitioning to litigation? Any ideas would be helpful.

Thanks

My status at Accenture portal is Offer accepted.
When it will change to 'Hired' ?

Need to activate my DM feature to be able to network. Would appreciate some likes on this post.
☺️

Looking for Summer 2022 Full time roles once I finish MS in Business Analytics ~ 5YOE in risk and data. Would appreciate any guidance/tips/referrals.

Advice on taking and passing the SPHR exam?

Can we use salesforce mobile for personal purpose like clicking photos and transfer it to another mobile

Can someone please suggest in what range does Barclays offer for a VP Role in the UK.

Monday Wordle :

Wordle 401 5/6

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Hi Folks,

What is the difference between EY India and EY GDS?

What are the pros and cons?

Thanks in advance :)

What is the base salary for Senior 1 in Gds tax currently? Anybody please?

Hello fishes,

Please help i am Lead associate at 7 LPA CTC. Can I expect 10 LPA CTC in my next cycle progression/promotion.

Please help experience person.

Thank you

What is moonlighting?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Any copywriters (in branding/otherwise) currently report to a strategist instead of a CD? Trying to have an open mind about them approving copy without judgement but it’s like pulling teeth for me.

First time moving out, is it normal for a landlord to ask for rent to be paid in cash? Any thing I should be wary of? Thank you!

Are there actually tax cuts switching from home office in NYC to Hoboken?

Do you think it’s easier to try to move in November or December?

Anyone here from Hudson County NJ and follows politics?
I am NJ-8, and would like to vote for most progressive candidate on the ballot but no candidate except for the corporate shill/ son of corrupt nepo Menendez, has a fully developed site and I just cannot in good conscience vote for him just because he has a D next to him. Just moved to this district 2 months so any guidance appreciated.

Recommendations for KBBQ (preferably all you can eat) or korean fried chicken in Korea Town?

Hey fishes! Need some advice - I’m looking at apartments by Liberty Harbor in downtown Jersey City. I’m seeing mix reviews online. Anyone live/lived there?

What is everyone’s take on the NYC housing market? More people and businesses are moving out. I’d imagine it has to continue to dip. Also, they’re considering turning adding more units by converting commercial space into residential space. Inventory is going to be through the roof for rentals. I’d think that has to ultimately impact home prices.

I have a fully furnished 1 BR apartment with a large private terrace with grill, reclining sun chairs, lounge chairs, and outdoor 6 seater table in Midtown East available for month-to-month rental.

I am asking for $3k/month (which is lower than what I pay), but am flexible depending on interest.

Building: full service, door man building with elevators and laundry. The building gym is also open using an online appointment system.

(Cont.)

Looking for a beach volleyball partner/group to play with at least twice a month - intermediate level. Anybody interested or knows somebody that knows somebody?

Anyone personally involved with any groups/clubs for practicing Spanish? Extra points for you if you don’t suggest MeetUp.

Good bars in Midtown West / UWS to watch finals today?

Looking for a therapist, ideally in person, lower Manhattan and CIGNA. Any recommendations?

New job at a smaller law firm which provides a stipend for health insurance vs group coverage. Any recommendations for NY health insurance?

Is there a time limit on unemployment, 6months-1year? If I get the boot how long does it last? Thank you in advance for any help.

What’s everyone’s favorite bars?

Any recommendations for an affordable tailor? I have some cheap pants that I need hemmed and it doesn’t seem worth it to pay $30+ for each pair. Ideally looking for Williamsburg area but open to other neighborhoods for a cheaper price!

Is a New York Sports Club Elite Membership worth it?

Consultant making 75K. Can’t really save much after 401K and $1300 rent. Should I have more left over every month than I do? Almost $0 right jow

it’s disgusting to see in this city how people pay more attention to the dogs homeless people have than the people themselves - it’s dehumanizing and makes me sick when people give a strained smile to the homeless person while patting their pup like come on

Looking for freelance writing opportunities for small businesses or bloggers who need additional support. I currently work in healthcare PR and have extensive experience with ghost writing for senior executive teams on a wide range of topics including healthcare and business. Will send examples of work if anyone is interested.