Could someone help me think through the math for taking out a 401k loan to do a down payment on a house to assumed a VA loan? Looking at a 600k home that has an assumable 3.2% VA loan. My understanding is to assume I’d need to put down in cash the equity if the home which is around 450k. I have 100k cash now, 200k equity in my current home I’d sell. Can I use my 401k that has about 250k to get the remaining 150 I’d need? Normally I wouldn’t touch retirement but getting 3.2% I believe is worth it

How is productivity measured for in-house attorneys? Is there any analog of billable hours for in-house lawyers?

Can anyone refer me at Paypal ? I have the job ID with me.

Does anyone have recommendations for thought leaders/influencers in the M&A space? Looking for blogs, books, YouTube videos? Not currently in the space, trying to learn more as I’m thinking about a pivot after a few years in consulting/startups

Hi Fishes,

I got offer Letter from infosys 2.5 months back, now when I am trying to decline the offer by sending a mail to HR, it was not getting delivered as HR left the organisation 1 month back, I forwarded mail to feedback team of infosys but still got the mail from onboarding team with joining details and WebEx link, kindly suggest how to proceed in this case.

Can anyone please suggest good source for learning/practicing data analysis using SQL and excel.

Need help with preparation for AWS Cloud Practitioner certification.

Stay at Hilton Head and visit Savannah or stay at Savannah and visit Hilton Head amongst other places??

Hello Friends, I have 2 questions please help to clarify.

I am joining in CTS on September last week so when i will be considered for appraisal ?

And also for variable compensation I will get in this March right? For this we don't need to wait for a year I guess.

Hello Everyone,

Does any of you know about cognizant softvision company? How is it, please reply

Hi guys,
Currently I'm senior operations executive in infy, i got 2 offer. 1.cognizant - program Analyst with 7.2lpa and 2. Amdocs - functional test engineer with 8.8lpa.
I'm from tamilnadu, CTS Is chennai and amdocs is pune.
Can u suggest me which is good ??

ATTENTION!! I’m looking for creative directors (art and copy) to work on some pretty amazing clients with our R/GA California office. Whether you’re solo or partnered up, I want to talk to you. And if that’s not you (right now), point your friends in my direction ☺️ 👏🏾☺️👏🏾

Hello,
If anyone can answer ,
On how time it will take normally for HR discussion and final release of offer after clearing the interview?

My international flight is delayed due to closure of Pakistan airspace. Going to miss my connecting flight (on a different carrier) . Can I apply for trip cancellation insurance with chase for this ?

Anyone have tips for industry interviews for a tax role, but with folks from cross functional teams (e.g., corporate development and legal)? What kind of questions should I expect?

Senior engineer making 135k and I was offered a promotion to engineering manager after completing a development plan. Near the end of the plan and I expect compensation talks to start soon. Based on some research around Boston and my role in the company, I feel 165k plus 10-15% bonus is fair. Nonetheless, first time going through something like this and asking for thoughts and comments. Thanks!

Hi All, I am currently a Data Analyst with 1 year of experience and pursuing a masters in Computer Science (expected to graduate 5/2023). I am looking to transition into an entry Data Scientist role (preferably remote or Philadelphia, PA). Can someone refer me or let me know who is hiring?

I can provide my resume if needed.

Do bulge brackets still finger print & drug test as part of the background check process? Do they check credit, too?

Hi SD bowl! My partner and I are both in our late 20s, into surfing & are looking to relocate to SD. With that in mind, what areas should we be looking at that’s aren’t PB? We’ll most likely start with Airbnb for long term renting prior to getting a spot.

For those that built higher end homes, what kind of appliance budget did you have?

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

Any one knows what’s the easiest way to order a radon test for new construction?

Where are you buying your kitchen cabinets? Used Ikea in the past but that's clear not going to work right now.

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

I’ve got a partnership w/ two of my uncles. We have two houses on rent. we use the profit from the homes as a single pot where we pay for the maintenance expenses (different cash flow from each). We are close family and they trust my judgement. Another of my uncles wants to join for the next home we buy. How do we split/ allow their buy in to our partnership for the next home? I don’t wanna add extra accounting of maintaining expense/cash flow from the next one we buy as a larger group Thoughts?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Has anyone here used New Western to buy real estate deals?

Looking to buy an investment property in Nashville. Can anyone here connect me to good realtors I can work with in the area? Trying to close in < 6 months.

New strat folks.
1. Buy a condo complex.
2. Put the land under said condos into a land conservatorship (for taxes)
3. Rent condos at discounted rates (for taxes)
4. A small fee of the rent goes to a trust as a land conservation fee in perpetuity (for tax reasons)
5. Have another business generating revenue to offset this.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Y’all I am struggling on these “light” home improvement projects we decided to take on with a recent house purchase. Plan was just to replace carpets, paint some walls, and replace kitchen appliances. Now added on new faucets, other bathroom hardware / mirrors / toilets / medicine cabinets / exhaust fans, baseboard recaulking and cleanup, kitchen sliding door, ceiling fan rewiring and install, window replacements… how do I rein it in?? So stressed out and we keep delaying move in. 🤯😱😭

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?