28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Both me and my wife maxed out company match on 401K but are below the annual limit. What are our options now to take full advantage of the annual limit? Neither of us qualify for Roth IRA.

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

I am considering investing in an early stage startup. I know the founders for many years and are more like family to me. I will be investing $100K with a convertible note. What should be the equity that I should be drawing out? I don’t want to draw just the fair amount so the company is not at a disadvantage when they eventually raise money outside of F&F. They are valued at $5M by a startup accelerator and received $50K as part of being admitted into the program. Contd.

What percentage of your income do you save, invest and spend?

How did you get started with your personal investing in stocks? I am 26, F, and currently have a 401k, and some money in stocks but not much. I’m extremely interested in investing have been reading and listening to podcasts. Any advice?

Would you be concerned if your SO has no savings at 31? What advice would you give them?

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

Does nagarro deducted tax from first month's salary, as company is saying that we can only show our investment once first salary is credited.

Can one become financially stable after being discharged from the military?

Wrapping my head around the equity piece of an offer. Is the equity you are granted in dollars converted to shares right away? So if the stock goes up or down, the totally dollar amount in equity granted when you sign might not be what you actually get over the first four years?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Best cards in Canada for points?

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

Has anyone recently put ‘exempt’ in W-4 to avoid paying federal for one or two checks? About to receive last large check for the gig. Nothing else booked yet, so thinking about stashing as much as I can. Paid through the nose in fed taxes all year. Thoughts?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Curious on some entry level (2years of experience) ux designer salaries in the Charlotte, NC area? Currently making around 60-70k.

Hi All,
I recived mail from Deloitte USI HR requesting my last 3 months pay slips and filled CTC data sheet and Aadhar, PAN. Does this mean i got through or selected ? I didn't recieve any formal communication whether i am selected or not.

Pandemic induced pressure & burnout. Is every agency bad at present? Desperate to move on before it kills me but worried it’s not diff anywhere else. Hearing people are off sick in lots of agencies.
Or does anyone have positive experiences to share?

I feel like so much of my job is planning and scheduling that I have 0% left to plan and schedule my personal life. Is that normal? Do I need a Microsoft to do list for normal life 😣

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

Anyone work at Revantage?

Anyone knows where to find true deals on Rolex watches? New or used, in/outside of US?

Is Charles Tyrwhitt a good brand? They have 3 shirts for $89 right now and they usually have deals for 3 shirts for $99.

Looking to upgrade dress shirts, looking at Charles’s Tyrwhitt non iron stretch and they have a really good deal (3 for $99) thoughts on their shirts? Never tried on, will probably order my size 15.5 34 in a slim

Scenario, interviewing a candidate that has great experience for the role however candidate has a lot of tattoos. Nothing crazy or derogatory, would you pass on him/her? Not a customer service job either. Specially manufacturing…. Have you ever passed on a candidate because of tattoos?

Anyone know who illustrated the Seamless subway ads?

Anyone have success selling items online? If so, any advice for beginners and what are your preferred sites? Thinking about doing this with some stuff I already own (mostly clothes) and if it goes well maybe try to flip nice/interesting thrift store finds.

How is CommerceIQ as a company to work for? Is the work life balance that bad?

Is it too late to get biontech stock? Seems like we are going to get vaccines for Covid on a regular basis?

What’s the worst part about travel?

What’s the fashion fishes opinion on the optimal work bag. Brief case feels out of date, backpack too juvenile. What’s the new gold standard?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

We just moved into a 50 year old house. We got the popcorn ceiling removed in the garage plus had the walls done. We didn’t use an official asbestos expert because of the price.

The horrible, dirty people that lived there before us left us a crappy mess. Hope we are not exposed, nor the neighbors.

As a single person, is it weird to buy a big 4 bedroom house instead of a 1 bedroom condo?

Recently closed on a purchase between a land owner group and a NY based builder for 500 lots of of Florida.

We have similar buyers lined and looking for land owners leads.

Any real estate agent/attorneys with leads for land owners and/or builders please feel free to DM.

Anyone here recently get or see any amazing jumbo mortgage rates? It’s painful to search each bank individually. Would love something under 5.5% (only looking for 30 year fixed)

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Who has done FSBO? Thinking of doing it for 2 of my houses that I’m selling in the spring time.

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

What rates are you finding from lenders? I got quoted 15 yr 2.62 with 0 points from chase. How to find best rates ?

What's the best city in UK to buy a buy to let property, with best returns?

Where are you buying your kitchen cabinets? Used Ikea in the past but that's clear not going to work right now.

Hi Fishes - real estate investing newbie here. My level of knowledge is essentially at the rich dad / poor dad level. Any recommendations for best books to read / best YouTube channels to follow to get deeper knowledge? If it helps, I live and hence will probably invest in the NY/NJ area… TYIA!

How hard is it to get a business loan to buy property? Trying to buy a building through a business and not sure how much I can reasonably get. Business is not some shell or anything. Own a business that is a current tenant in the building.

I'm a first time home buyer and got pre qualified back in Jan. Hard pull on credit docked me a few points. I wasn't able to close and now considering another hard pull for a different mortgage company offering better rates.
I'm new to this and this may be a stupid q but I'm looking for input from the bowl on whether to do this hard pull and get pre-qualified with a few more mortgage companies. Any advice is appreciated. Thank you

Hi 🐠, do any of you own real estate and rent them out to section 8 tenants? I’ve researched the pro/cons and pros seem to take it. What has your experience been?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.