Hey. Ok so for the points gurus, do you recommend I get the AMEX platinum with the 150K points now or wait next year for similar deal (which I don’t see often)? Current cards are CSP (got this last year) and Discover (got it a few years ago). Or that much travel left this year, but I feel like those 150K points would come in handy for a big vacation some time next year or so.

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150k is on the slightly higher side for sign up bonus (usually like 100-125). But then again they recently increased annual fees to $695 so I'd recommend doing the math on how much of the perks you can make use of, like the $100 worth of saks credit, $200 uber credits, etc and see how much you'll be left with

I personally have a discover that i dont use anymore (just leaving open for credit) and default to CSR for most purchases. Plat just for flights

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If you plan on doing any international travel, then maybe get the Amex. I’m using my points to get two round trip business class tickets to to Paris next summer on Air France for about 220k points. Further, all the other random credits and benefits pay off or even break even on the fee if you use them.

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Good redemption. Would’ve been better if you got $2 cent or more per MRP

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