Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

Decided to payoff my mortgage.

Why does TD have two trading apps and which one is better? Currently downloading thinkorswim

What steps have you guys taken to generate a second/ passive income?

I would love to come across some ideas and know how it is working out for you.

Tax Senior Manager and Bowl Creator have thrown out WPF, SVOK, and AVAN recently. With these all barely above $10 (and SVOK actually temporarily below), what’s the downside to investing in these? Am I missing something? Don’t they offer you the opportunity to sell back the shares at $10 around the merge date? So max loss would be $0.12 per share on WPF (at current pricing) and $0.19 per share on AVAN?

Are there other SPAC plays that people like that seem like no brainers at these levels?

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

What are you writing off on your taxes this year?

My home office is NY but I live in NJ and I’m filing taxes in multiple states that I worked in this year. On my W2 federal wages are the same as NY state wages, how do I track down my New York w2 wages without access to my detailed timesheets? Can I just subtract my total wages from the state wages from my W2 of the other states I’ve worked in?

What budget app should I get? I’m happy to pay a monthly or annual subscription. I’ve been recommended YNAB (You Need a Budget) but I’m not sure if there are better ones out there.

TIA!

do you prioritize maxing out your 401K or investing in something that has a lot more potential to grow like stocks? and why?

Any upcoming areas to buy a investment house in and around Austin Texas

When is the right time to buy a second home (primary investment/ secondary vacation home)?

Where are you guys at Deloitte buying options for GME/AMC/NOK, etc..
Now? Td ameritrade blocked them.

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

35/m sole earner for a family with 2 kids. Want a life insurance with a ~$2m payout (to cover nice funeral, mortgage, kids college, spending money for the wife until she finds husband no.2 etc). Should I go with term, permanent or one indexed to a fund? Also, should I get one policy or is there any advantage to taking out multiple?

What’s the best site to put your condo on rent other than Kijiji & MLS?

Booyahh, landed hedge fund number 2 for IPOs.

Thoughts on Arena Investors? Reputation, performance, culture?

Also curious of the implications of a firm structured as a HF but investing like a PE?

Salary vs rent poll: Salary / Monthly Rent / Living Situation (roommates, apt type, borough?)

What is the avg hike %-age for IBM every year? is the salary hike confirmed every year?

Which is good to join..Publicis sapient or LTI?

Any Cigna employees out there have information on the Co-pay plan offered as a health insurance option? Thinking of taking a job there and have a daughter with physical disability and wanted to dig into the details? Costs, summary of benefits, anything you could share would be awesome.

Has HCl reopened their offices in India. I was having hr discussion and they told office have been reopened.

How's your side hustle game as the world "goes back to normal"?

I’m moving from big law to in-house. Any recommendations on feeds, resources, etc that I should subscribe to? I’d love to be part of a group of other attorneys that are new to in-house. Any suggestions?

What’s your method for finding opportunities in the market

Thoughts on JetBlue?

EY, do you match offers?

Hello fishes,

Can someone help me out to fill the compensation plan and save more tax with the declared component? My CTC is 22.2lpa. Thanks in advance!

Anyone in Big 4 health (payer) consulting practices have any insight in to current or upcoming openings for SM level roles?

I regret choosing Deloitte India over USI, salary is same but i liked the clarity of my leadership team, which is still the same they are awesome, but USI people are getting many benefits, on time Hikes and appraisals, but i don't get all of those, which is kinda depressing.
I probably should have choosen USI

Decided to payoff my mortgage.

Hi need 11k likes to DM. Please support 🙏

I promise you, whatever you have to tell me as I sit down with my lunch is not as important as eating my lunch.

Is there a Tesla Austin bowl that is more active? Or anyone here that works at Tesla in Austin that could help a brother out?

Goodness. Why are sofas so expensive? I’m saving for one but looks like every company outdid each other on pricing not in a good way

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Decided to payoff my mortgage.

Why does TD have two trading apps and which one is better? Currently downloading thinkorswim

Anyone know of a good cross-border US/UK financial fiduciary?

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Do you count your car as part of your NW on Mint/other trackers?

Any suggestions for joint investment account with a significant other?

Is this portfolio allocation pretty standard for index funds? What am I missing or not considering?

VUG Large Cap Growth - 20%
VOT Mid Cap Growth - 15%
VBK Small Cap Growth - 15%
VTI Total US - 25%
VXUS Total International - 25%

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

How’s would your FIRE impact if market corrects 20-25% from here?

What do you estimate to be your personal functional inflation experienced over the last year?

I know the fed says 8.6%, but that number is averaged over many products normal people don’t frequently interact with.

I’d rough estimate something closer to 25% cost of living inflation over the last year for myself.

As an investor, do you choose longer or shorter amortization periods when paying off your mortgage and why? Will return on investment be higher if the amortization period is longer?

Can I do 1031 exchange with the profits from the sale of a second home into the purchase of a primary?

Thoughts on staking crypto? What’s the safest way.

Has anyone bought a house in pre foreclosure for investments? How do you assume possession of their loan? Do you have to go to the bank and qualify for it or just sign? Also, is there a way to see how much in fees and backed mortgage they owe?

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

I left my job a month ago & my 401k match never vested, but is still in sitting in my account. Is there anything I need to do or will my old company take it out on their own? They never mentioned anything when I left. TIA!