Hi everyone,

I want to know whether IBM India's Provident Fund (PF) account is managed by the Employees' Provident Fund Organization (EPFO) or if it is a trust-managed fund. Does IBM have its own private trust for PF contributions, or does it fall under EPFO’s direct management?

Would appreciate insights from anyone working at IBM or those familiar with their PF structure.

Thanks!

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Posting as :
works at
You are currently posting as works at

Not Trust, it is maintained by EPFO

Its maintained by epfo

Epfo

Do they have option to contribute 1800 fixed or its compulsory 12% of basic?

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