Have 20k, what’s a good small business to start with this fund? Serious question here

Anyone have experience transferring stock out of Computershare? Rolled my old 401k to a IRA and am trying to figuring the best/cheapest way to transfer my former company stock to my taxable acct. I assume transferring to the IRA is not possible

Currently 25 years old.
Goals:
* Own a home in a HCOL
* 2 kids (eventually)
* Retire at 50 on $125k/year.

Envelope math:
* $125k/year would require an investment portfolio of ~$3M.
* Targeting a $2M home (split with partner)
* 2 kids - $1M to raise both (including college fund, split with partner)
* $500K buffer for unexpected expenses
* 33% tax

Therefore, 6.5-7M retirement savings needed. To hit this (assuming 6% return after inflation), I’d need to save ~$110k/year.

How does this sound?

What might be the ripple effect in real estate? When is a good time to get in?

Hi! I need to give indexes and I compare -322 with 5. The formula I use is iferror(-322/5*100) but the index I get is -6399. This is the only account with that strange difference. Is there something I am not seeing? Because I approach all of them in the same way.

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

When, if ever, do you add “Esq.” to your name outside of work?

I’m currently in a minor dispute with a company over a credit card overcharge and am wondering if I should have added “Esq.” to my signature in my complaint email lol.

Got about 1650 XRP. Buy more or put my money towards other coins

Talk me out of (or into!) buying a 2000 M Roadster. $14.5k, 111k miles. Mechanically sound with records, cosmetically nothing I can’t repair/replace.

It’s been an interesting 24 hours. So, you know I got out of the VIX Puts at 26 with a small loss. I bought a few DIA July 15 calls at the low at a 309 strike .13 so I did better than I would. Trading the technicals now with DIA and C Puts.

Can someone on a Manager salary afford a $675k house on a single $140k salary? With 20% down?

Today I tried to tell myself what my favorite thing of being a lawyer is, and the only thing I could think about is when the direct deposit hits every couple of weeks…

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Anyone from the tax group here? A friend is looking for recommendations on someone familiar with international tax laws (US, Singapore). Any suggestions?

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

I am looking to start a brokerage account but I’m not sure where to start. What would you recommend as step 1?

What steps have you guys taken to generate a second/ passive income?

I would love to come across some ideas and know how it is working out for you.

Thinking of doing the master in IT management to facilitate my pivot out of audit. Has anyone went through the process and can share any insights?

Ladies, anyone found an eye cream that actually works? Please share what that is along with your age and how long you’ve been using this product.

How much can I get after switch in L2 Production / Application Support Engineer with 5 YoE?
CCTC: 8.5 lpa
Lwd: 28/09
Field: BFSI
Skills: Mysql, Linux, Incident management, log analysis, SPOC for major clients, Excellent Comms.

How is Capgemini Mc Donald's project

What’s it like at Verizon?

I wanted to reschedule my hiring manager screen this week because I tested positive for covid and feeling sick with symptoms. Recruiter seemed annoyed and said hiring manager is busy for the rest of the week so I kept the original time slot. Interview is in 2 hrs and I just don’t feel like doing it esp thinking if this is the work culture

Anyone open to sharing a good business IT resume that they have? Struggling to redo mine.

Hello! I am interviewing for a new position with my current employer. It is for a senior contract compliance audit manager position. Any tips on what types of questions I should be expecting? Anything I can do to set myself above the rest? Thanks!

Heya guys, actively looking for a senior/staff optical engineering position if anyone knows of anything let me know 😬

I’m supposedly going to get promoted to a managerial position next spring. I’ve been with the company for 3 years already. Do you get to negotiate salary when you get promoted?

Hi! I used to work at PwC and currently work at Friedman. I’ve been at Friedman for about a year and a half and I love it! We are hiring at an experienced associate and senior associate level! Cont..

So for those of you who are in learning and development: what are trainers making now days? Interested to know salary & years experience! TIA

How much variable pay is expected to be paid (and when) if I join SAP in June

Hi fishes,
Can anyone please guide me what to prepare for second round(managerial round) for java developer.

Hey folks, I gave round 2 interview in sap labs and got an email from HR that they have kept my candidature on hold. Does that mean the chances of selection has been reduced??
Also to let you know I am an experienced professional.

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Anyone here read “Die with Zero”? What are your thoughts on the principles from the book?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Seeing how 401k’s, ira’s etc..are mostly based in stocks. What happens if we have another Great Depression and the stock market crash’s. Even if you have Real estate investments, if ppl can’t pay rent like with Corona, that’s not really helpful. So what are other ways in addition to those mentioned is there to help secure you into old age? 

Anyone here retire in late 30s or know someone that has?

I’m a renter with 10 months left on my lease. Have an option to invest in a 3 unit property with someone who would live in one of the units. Would it be a bad decision to invest but continue renting?

Can FIRE be implemented in a high inflationary, modest gdp/capita country like India?

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

I am looking to start a brokerage account but I’m not sure where to start. What would you recommend as step 1?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

If you could right now, would you buy a house in full cash or invest in the market?

Potentially dumb question here: I am starting law school soon and will not be employed (net income of $0 assuming I don’t get a good summer internship next summer). Does it make sense for me to sell my personal investments next year (assuming my income will still be zero) so I’m paying a 0% capital gains tax rate? I’d just rebuy all of the same stocks immediately… am I missing something?

Do you have a set $ you save every month? I'm 27, I've been tracking spend since 2020 and my $ saved has very strong variances MoM. If we consider 2021 a more "regular" year, I varied from $600 saved one month up to $3.2k in another (though that was partially due to a job change)... It's not affecting my overall saving % (was 46%) but wondering if I should try to even it out a bit more?

What's a good balance between types of investments for an average risk person (e.g. % real estate, % stocks/market, %government bonds, etc)?