What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

I need some good career-development or finance-related books, anyone got any recs?

What is the difference in subscription to notified and subscription to approved mutual funds?

Can anyone share amex Bangalore location?

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

What happens to your shares if you are partially, or not even 1 yr vested at a pre-IPO company and the company goes public? When you continue on your vesting schedule, what price do you purchase your vested shares at?

Thoughts on Overstock OSTK since the holiday is around the corner at the current share price ~67?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

During benefits selection this year , I chose HSA for the first time and I am informed that my account is opened today. While registering on Fidelity, I am asked to chose between FDRXX/FDIC .I would want to chose from available options and invest money. Which option I should be choosing of both ? Also if I can’t chose options on fidelity, what should I do about it ? My firm opts only for Fidelity unless I’m wrong . Happy holidays . Thanks in advance

Give me your best Audible book you have recently listened to? Finance, Sales or non-fiction

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

Hi everyone, applied for an investment consulting internship few weeks back.
It's a client facing job, but it might come at a later stage of a job, maybe after finishing my internship and getting a job offer.
I'm interested to know what is the must develop skills, must take courses or must read books to get insight, develop the required knowledge and skills for the position. I majored in business management finance and currently preparing for CFA level 1. Thanks in advance ☺️

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

Now that’s what I wanted - good bowl. Come on real estate folks!

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

I decalred FBP, and the amount got deducted from my salary.
Now I can see I am eligible for some amount under FabP. What is it and when will I get it?
What exactly is the funda of it?
Let say I am eligible for x amount in FBP LTA. And some y of x got deducted in a specific month, now that y portion is showing in FBP tab to upload the bill.

What if in case I have LTA bill which is exceeding x amount itself, do I need to raise reimbursement request every month th with same bill?

Anyone here refinance successfully with SOFI after I-140 was approved by I-485 is pending?

What's a social security card/number , is it something like pension ?

For those who cold call on 401k plans, what is your approach?

Has anyone diversified and invested in govt bonds? What’s the yield like? Is there a lock-in term?

New to this welcome any article or insights

What would you say is the minimum amount of money that your household would have to make before considering to have two babies?

I have been teaching K for 5 years, but have been in early childhood education teaching preschool and first grade for 20 years. I am seeing such a change in the way my students are coming into school now and it is not a good change. My kiddos lack fine motor, gross motor, and basic language skills. They lack self control and emotion management. They are not ready to learn. They don’t even know how to sit down and eat snack at their tables! For the first time ever, I have students who have never

Hi fishes can some refer me for fraud investigation or compliance

How is S&P Global?.
Pros and cons
Employee benefits and Culture

Thanks in Advance! 😊S&P Global

Need your guidance. I am trying to learn driving. Joined a driving school and practised on their vehicle for 10 days and on my vehicle for 10 days. However, still I don't have the confidence to drive. What should I do to start driving confidently

Hello IBM folks,
Can someone share the recent trends in GDP and PA distribution for the previous year?

Is it still 10-20% of the eligible bracket? OR it has improved from the past ?

Who are the top consulting firms for each of the type of work in Pharma?

Corporate strategy -
Portfolio + brand level strategy -
Sales & marketing strategy -
R&D strategy -
Transactions / M&A strategy -
Analytics -

Feel free to put more than 1 firm in each category :)

What would you see yourself doing if you were not in finance?

Im currently working in PwC. So is there any way to move to abroad?

This diversity thing is almost a joke....seriously. A lady says her goal is to focus on promoting women and she is celebrated. What if a man said the same thing regarding men....? where is fairness?

I just learnt there's such a thing as "Automatic Driver"

Our agency received two Cannes Lions this year. Neither piece of work received even a merit at Hatch. Someone hates us.

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

What is a reasonable fat FIRE number for a married couple? Can’t figure out if numbers I see are for one or two peopl

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

I’m curious why more non-US citizens interested in FIRE don’t go live in a no/low tax jurisdiction even for a few years e.g. Dubai, some Caribbean islands. I get that some people will have family circumstances (e.g. elderly parents to look after) so it won’t be possible for them, but for a significant proportion it will be an option

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

Parents- how much are you saving for your kids? Married mid 30s and family income is around 200k. We both max employer 401k. Have around 30k debt. Lcol and low mortgage. Would you pay off debt- or focus on kids savings? Oldest kid is 7 years out from college and will have some VA benefits.

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

What’s the meaning of life before FIRE and after FIRE?

Listening to Rich Dad Poor Dad and I keep expecting every story to end “and then everyone clapped” 🙄

Hi, I repaid my student loan today and feel awesome. Want to start saving for a home ($350-400k). Any suggestions if I should invest in something short term or a Roth IRA or let it sit in my bank?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.