Hi Everyone! I would like to buy a car that is reliable, good on gas, low maintenance. I don’t know whether to go to dealers, buy online through the car fax or copart (through a broker) or apps like offer up. Also does an Audi like a good option? Oh budget would be $5k to $15k. Thanks!

like
Posting as :
works at
You are currently posting as works at

Stick to Toyota& Honda. If you’re buying a house, do not finance. Your DTI will be high. You can also broaden your search, but stick to your budget cash wise. It’s better to cash flow a depreciating asset, just think about it: 5k is not a horrible budget. I’ve gotten cars for $2500 as an undergrad and got me to point A and B with no issues. If you can get 2 years out of your beater car, you’re doing good. Resale value of that car will be like 1k afterwards also. Stay away from Germans. I promise you no one gives a shhh bout what kind of car you drive

like

Thanks fellow D, you are right. I will stick to those and not refinance. I was debating but yes not worth it.

That’s a real low budget for a car, the only thing I can think of is maybe like a used Toyota Corolla or Honda Civic?

As for an Audi, it probably not the low maintenance you want and maintenance will also be costly too.

like

Woodlands Online is the life hack here. Buy an old beige Lexus or Toyota off an old rich person that has babied it.

like

That’s a solid beater. Do it.

like

Audi is a good option if you’re financially ready to handle the maintenance cost of a German car.

Get a Honda or Toyota

like

Google Smart motors. Good, reliable guy. Will get you a deal within your budget.

like

I have a Toyota Camry for sale, only 62k miles. If you know anything about Camrys, you know that they can go up to ~150k miles easy without any serious issues. I’m selling her for 10k, let me know if you’re interested

Which year

Also, 15k won’t get you much in this market

Good credit will get you good financing

like

Toyota or Subaru

Related Posts

EY folks - how do I increase my firm group life insurance coverage (not the group universal / variable policy)? My wife’s coverage is at like 3x my salary but mine is only at 1x my starting salary from 5 years ago…

like

First 2 years for CSR is about to be over, and I’m looking at the value of the card against the annual fee. Combined with my other cards (Chase Freedom Unlimited & Flex) and deducting the $300 travel fee, the net benefit is $76. Is that enough to justify keeping the card? The lounge access at airports were a nice benefit, never got to use it since my client travel was through Amtrak.

like

Solana 😭😭😭

I don't own any and it hurts.

Curious in seeing what people's avg cost basis is in this, when you purchased, and why?

like

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

like

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

like

What are some good modern/post-pandemic personal finance books you can recommend?

For all you money people, which platform is the best (user friendly and lowest fees) for trading among: trade station, interactive brokers, td, fidelity, eTrade, or schwab? Does how much $ you’re playing with make a difference in choosing?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

like

I’m 25 and I have this itch to move to a completely new city. I love my city and just bought a house there but I just have this weird feeling I should be somewhere else. I’ve lived in my city for my whole life except for college (which was only 3 hours away). It seems weird and random to up and leave especially after just buying a house. Would love to hear anyone else’s thoughts/experiences!

like

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

like

I joined Tiger Analytics with CTC of 9lpa. When I check in greythr IT statement, it shows 7.14lpa.

In the CTC payslip, it shows 75k per month as my salary. But this month I got 61k.

I understand they deduct tax, but I feel it is too much. IDK where I'm losing the money. Can someone tell if this is normal. I'm a fresher so, IDK much about it.

Also, what can I do to pay less taxes? Any help on that?

like

I started investing in Vanguard Mutual Funds and and did some research online today and it seems like we can’t do that and it might not be halal. Does anyone have any insights here?

like

I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

funny

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

like

I've got a YouTube channel about all things crypto and trading. It is primarily an educational channel, rather than one that is specific to investing.

Please post video requests here. (Continued)


like

Anyone else heard the news of KPMG staffing 1,500 employees to work 6 pm to 6 am reviewing documentation for cares act SBA bailout loans? My thoughts are 1- admirable cause 2- I would hate to (cont’d)

like

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

like

I bought Boeing a couple weeks ago and now have a $650 short term loss. Should I sell and buy something else to harvest?

likehelpful

More Posts

34M in Philly area seeking woman who loves milksteak (you should know what that means); magnets...just magnets; hates people’s knees (cover your knees up if you’re going to be walking everywhere); likes funny little green ghouls; other interests include writing musicals, the waitress, kitten mittens, spaghetti days, guns, America, playing Nightcrawlers, green man. If interested dm me.

like

Is it ok to take a gap year premba? How would that appear to future employers?

likehelpfulfunny

Anyone familiar with Ephesoft Transact that would let me pick their brain?

like

What band does managing consultant belongs to and what is the pay range

like

I want some advice, i’ve taken interest at BNSF Railway. I was wondering if y’all have any advice for me as i’m applying for an accounting/finance internship with them for the summer of next year. :(

Does anyone work for Boehringer Ingelheim? Would love to ask a few questions!

like

Hello
How are you doing?
I would like to inform you that this diwali we have something new for your organization.
Two99 would be helping your organisation reaching your goals.

Our offerings
Our marketing specialists help you increase sales and expand your online business.
Our conversion rate optimization experts - help to lead your customers converting them into loyal customers.
marketing strategies that are cost-efficient and specifically crafted to help you reach your target audience and imp

like
like

Is Accenture sponsors MBA Programs like ISB,IIM,etc

like

What are the advantages/disadvantages to being partnered with someone more senior? I’m mid-level, busting my ass to go senior. My partner is senior, busting their ass to get to ACD. (Cont’d)

Calling all San Francisco Bay Area folks! We are looking for software engineers. Can be full stack, front end, back end. Need to have a minimum of 6 years experience. This is for Unify Consulting. We work with many Fortune 500 companies: Activision Blizzard, Meta, Google, Twitter, Salesforce & much more. Let’s connect!

like

I have cleared all the technical rounds in HCL and now HR mailed me that they will call for further process.

My LWD is 2nd sep , could anyone please let me know if HCL would be able to close the process by then .

What can I do to make this process faster

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

like

Round or exact numbers on banners/LPs? I was curious about this since in negotiations for example or pricing it's better to have the exact number. But if you have a case study, for example, is it better to say "Client X increased their revenue to 1,000,000 ARR" instead of "Client X increased their revenue to 987,500 ARR" ? Anyone has seen any impact on conversion rates?

like

YOE : 6 yrs
CCTC: 17.62 lpa fixed
How much PWC AC can give to me?
Holding an offer of 23 lpa..
Please help guys...

like
like

How abut the job security and appraisal in BNY chennai . When is the appraisal cycle ??? And what is the maximum % they provide .

like

Got offer from BCG for ECT. Read numerous comments about ECT being not attractive compared to Generalist track. Also heard challenges about billability/utilization. Any views/ guidance appreciated!
I am not super keen to become a partner (selling) and main reason to join will be working with different clients, smart talented people and a good brand. End goal (at the moment atleast) is to stay for few years and return to the industry. 15 YOE

like

I currently have 13 years of experience as .NET backend developer and I am looking for jobs in JPMorgan Chase/ Morgan Stanley/CITI. If someone can help me with referrals it would be helpful.

like

What's a good Software Engineering salary in Stockholm, Sweden?
I am currently making a bit more than 40k/year, and I have gotten extremely mixed information about whether it's a good salary or not

More info:
-I am under 20 years old and self taught, but I work on-par with the rest of the team (all of them except me have degrees ranging from master's to PhD), I don't know how much the other team components make
-I work with embedded software development with mostly C and C++

like

Additional Posts in Houston, TX

Are there any affordable batting cages south of Houston that I can take my son to?

Best ways to sell used furniture?

like

Hi Y’all- I have a friend who is looking for a part time assistant in Houston. Message me if you know someone.

likehelpful

Does anyone have any apartment recommendations for a 1 bed 1 bath?

like

Any recommendations on fun things to do with a ~15 person team for work? (E.g. escape room) - trying to brainstorm ideas! Thank you!

like

Anyone plays pickleball/spikeball around downtown or Washington / memorial park area? Recently played these 2 sports and they are hella fun and want to play more! Up for Tennis too!

like

Apartment gym and pool have opened back up ! Finally!!!

like

What resources would you recommend to find a full time nanny in Houston? Any specific websites, services, groups or places that have worked for you in the past?

like

Getting a bit stir crazy. Any recommendations for a 4-5 day relaxing trip within driving distance?

like

About a month ago I got stuck behind this huge bicycle event called "Critical Mass". Probably sat at the light for 20-25 minutes before I could get through. Noticed a bunch of them doing irresponsible stunts like wheelies or drinking beer as they rode. Anyone else encountered these jerks?

like

Is crime in Houston as bad as people say it is? I feel like I've been hearing about how awful the city is getting to be non-stop, but I just don't see it.

like

How early is too early to decorate for Christmas? I'm very much in wait until after Thanksgiving camp, but my neighbors have had so much stuff up since November 1st!

like

New things went in on 11th Street in the Heights and Boomers on Nextdoor are upset

Post Photo
likefunny

Hi! My friend found a stray dog that gave birth to puppies. They need help with finding a living space for the dogs. Anyone who can foster, plz dm me. Also, please share any advice or sheltors/ fosters. Thank you

like

Moment of desperation - this sweet girl we’ve named Lucy is in need of a forever home. Eado stray we took in - SO sweet. Just needs more attention than we can give her. Any help is appreciated!

Post Photo
like

Does anyone have experience with any of the following preschools: st Luke’s, St. Paul’s or st Stephen’s? We live in the montrose area and looking for some feedback.

like
like

Anyone into JDM cars? Got my Supra ready after 1+ year of build. Looking to roll with fellow JDM owners in Sugar Land/Katy area.

Post Photo
like

Anyone interested in a live talk for this bowl and talk about interesting things people are working on?

like

Anyone know of affordable dentists in the Houston area? I’m paying out of pocket for this and I more/less know what work I’ll be needing. I’m eager for recommendations!

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal