I was given a 15k, 0% loan to pay off my student loans upfront from a family member. Would it be better to invest this money and just pay back my family member monthly since the 4% rate on my loans would be less than (hopefully) the amount gained in the market?

Are there any tax benefits from working from home?

Phone and Internet bills reimbursement claim in Grey HR. With this claim are we getting Income tax exemption or reimbursement of cost. Can someone clarify it.

Let’s share with each other how we are making or planning on making that income .
It is a strange time we live in but it’s time to hustle up .

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

How can I invest in real estate ? Looking for an additional passive income source

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Base: 5 lakh
HRA: 2 lakh
Max how much I can exempt with HRA while filing ITR?
I live in my own house. I can pay to my parents in the name of rent.
What are the documents I need to produce?

My landlord requested a $100/month increase in rent. I want to push back on that increase, given the uncertainty around corona virus effects. I need to re-sign by April 1st, if I wish to extend. (1/2)

where is the best place to sell or trade in my used car? (2019 van low km’s)

If I have a six year old and 150k in a 529, can I say I’m done?

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

Do big4s have any history of offering early retirement packages?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

Anyone here manage to have their wedding in this area for less than 10-15k? If so, where?

I'm really starting to like telehealth. Thoughts?

We’re looking for account folks.
- 1 badass brand director
- 2 AAEs who should’ve been promoted by now, but (insert bullshit agency excuse).

DM me, or contact my girl Andy Moerer

Is the executive order from June impacting people who had an h1b stamped and moved jobs? Since the h1b would need an amendment if someone changes jobs, would that pose a risk? Any folks who have moved jobs on h1b in the last month or so?

Best/Most Efficient tools (research; analytics; editing)for Social Media Manager? Interviewing for a startup so I’ll most likely be starting from 0 and want to handle it the right way. Any suggestions help!

Hi Guys, Any idea on the hike % for 2021 EOY appraisal for respective rating??
And also any updates on when it will be communicated??

Any media buyers out there seeking order confirmation inventory at retail? I have a few new opportunities coming available in May/June.

What's the New joiner registration grace period at Accenture?can someone help me to understand.

I can’t find Binance on the App Store! There is one app but it appears to be only for price change notifications not buying or selling?

Random, but valid/persistent thought.

After 2 years of a pandemic and working independently for many years, I am not feeling interviews AT ALL. There are points in the interview where I want to just say "Look! Either hire me or don't".

How can I get over this feeling? I'm over the whole "stand in the line of fire to prove how good I am" bs. Any recommendations for getting over this or possible industries to pivot into to avoid bs interview processes and ghosting?

I joined fishbowl a month ago and while I’ve seen a couple contentious debates but I must say I’m pleasantly surprised at how respectfully ppl comment on this app even when disagreeing. Usually anonymity on the internet brings out the absolute worst in ppl; they type things anonymously that they would NEVER say in person smh. But I really haven’t seen horrible comments here. I wonder what makes this app diff frm others?

How about the scope/ demand of mobile application testing.

SO and I got in to a disagreement on the background of Indian tech CEOs. It appears that they are all from 1 or 2 major communities in India.

While he thinks that its genetics/being naturally gifted that got them to where they are I believe it's the environment & discipline that made them successful. We are not from said communities but curious to hear your thoughts on who is more accurate.

Putting in my two weeks with no job lined up to spend some time with my family and volunteering. Anyone have experience with a gap in employment? Will this ruin my chances of getting a “good” job by January? Have I gone completely insane?

Hi all
I work as chef and i m looking for job change dm me if any opportunity is there

If I have a six year old and 150k in a 529, can I say I’m done?

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

Which firm do you guys recommend for a self-directed Roth Ira?

My wife and I are currently sharing one vehicle and considering purchasing a 2nd car, most likely Tesla Model Y. Tesla lowered rates from 2.99% to 2.49% 72 months. Is that considered a good rate? Has anyone else went with another auto loan? Also thinking about buying a 2nd home. Would financing a car before buying a house have any major impacts? I have a credit score at 794.

When investing in a Vanguard Roth IRA, can you only invest into the Fed Money Market Fund (VMFXX) which is default? Or can you select other funds such as S&P (VOO)?

What are the best investment books or authors for beginners? What are the best podcasts, YouTube channels or bloggers to follow? What are your favorite stock trading platforms? And if you finally have six figures cash ready to invest, what's the best place to start? Which broker / financial advisor would you recommend? This is only for 3-5 years to ultimately buy a decent home for my family.

I'm clearly a dummy so any help is greatly appreciated.

Has anyone found a good mutual fund that matches Dave Ramsey's recommendations? I've always dumped into an s&p500 index fund, but have some time to explore other options. Curious where to start.

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

Up to what salary did you contribute to Roth retirement accounts before switching to traditional?

Should I be putting my $ somewhere else other than my bank account to save for a house?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Marcus HYSA rate cut down to 2.0% :(

I own two commercial rentals in heart of a tier 1 city. Opposite to my space is a mom and pop store. I have become somewhat friends with the owners of the mom and pop store over the years and they would do one of favors for me when I asked to take care of the rentals. Now the commercial rental is vacant and I have been approached by a mid size chain for potential agreement. The dilemma is that the big box store is direct competition to the mom and pop store. What would you do ?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!