Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

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You’re retiring at 40 with no investments yet? You’re fine. No need to worry.

There is hardly enough information to answer this question. How much do you save, what’s your expectation of expenses in retirement? You are house rich but cash poor. Do you expect to sell the house once retired?

To answer your questions: Yes, I’m planning to retire with 7 more years of aggressive investments. I’m saving 2 lakh INR per month from my salary after all my expenses. Is it possible to build a good retirement corpus with 2 lakh per month for 7 years. If so, what are the best options.

Dm me for a loan

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