How is IOT projects at Cognizant for Java developer with 4+ yoe? Is there good learning curve, cutting edge technologies used?

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It depends upon project to Project, where some does and others dont.
Just an oversight info - As long as your salary is within market standards or just above it, you are good.
Else your name will be in cutting list.

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Is 10 Lpa safe for 4+ yoe Java developer?

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