Thinking about using my VA loan in a few years. Any advice?

Is ARKK still a good ETF to invest in?

Does enjoying investing your own personal capital translate to enjoying working in investment management?

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

I decalred FBP, and the amount got deducted from my salary.
Now I can see I am eligible for some amount under FabP. What is it and when will I get it?
What exactly is the funda of it?
Let say I am eligible for x amount in FBP LTA. And some y of x got deducted in a specific month, now that y portion is showing in FBP tab to upload the bill.

What if in case I have LTA bill which is exceeding x amount itself, do I need to raise reimbursement request every month th with same bill?

Why would you ever want to rollover your 401K into an IRA? It seems like doing so would essentially prevent you from successfully being able to do a IRA to Backdoor Roth IRA conversion due to the pro-rata rule. Am I missing something? Wouldn’t you always want to just rollover your old 401Ks to your new 401K?

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

I’m considering investing into a special purpose vehicle (SVP) that would invest into a first round capital raise for a cannabis saas company...what are some of the key questions I should ask/consider? The company has already received seed capital from a couple big names.

Let’s say you have two young, high income partners in a couple who want to buy a house together but don’t really care to get married. They already live together in an apartment but both want to move to a house to build equity and have a yard, not share walls, etc. Should one partner buy the house and the other pays rent until they get married, or should they get a mortgage together without being married? I realize there isn’t a “right” answer but I’m interested in people’s experiences here.

Personal finance book recommendations?

For EESP - which is better share withholding or payroll withholding? Thoughts?

Does anyone use a brokerage account instead of a checking account? Mine offers a fee free debit/atm card and free checks which I'd rarely use but starting to question whether it is worth maintaining my "big bank" checking account that requires a $1500 minimum balance.

I also have a local credit union checking/savings that I'd use if I need any services or to deposit cash and a HYSA that gets my paycheck, is used for mortgage and credit card payments, and to transfer to checking or investments.

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

Can I receive rent on H1? How can that be accounted towards the end of the FY?

Any good book recommendations for profitability and performance management for banking industry? Or books on best practices for calculating economic capital?

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Taking a personal loan of 20k or more will it affect perm (GC) process?

Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

Why do firms have offices in Palo Alto AND Menlo Park AND SF??

I’ve had radio silence from a small investment bank for about a week now. I’ve completed several rounds of interviews, but last Thursday the firm reposted the job I’ve been interviewing for. On Friday the headhunter said that they’re not sourcing new candidates and it’s probably just LinkedIn automatically refreshing the listing. She said they had a busy week last week but will make a final decision this week - is the delay and radio silence a bad sign or is this typical for experienced hiring?

Hi All,
I have not attended any interview for the past 7 years.
I am preparing for interviews in the coming week, Is there any website that conduct mock interviews (free preferable) which can help with my preparation?

Does anyone have tips/methods for staying on top of all the little things? I’m in litigation and it’s a constant struggle to make sure I have accurate and up to date ‘bring ups’ and that I float anf rename all my emails and get all my time in and update my partner etc. like I can maybe get 1 or 2 but I’m never on top of everything and it’s so hard!

My partner now accepts and understands I am just going to have some organised chaos but also I want to make this little shit work for me!

Still don't understand how they will ever be profitable:

Kunal Shah's Fintech unicorn CRED has raised $80 million of fresh capital as part of its Series F funding round from new & existing investors.

Valuation jumps by 60% to $6.5 billion.

Anyone has joining on 10th october?

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Hi folks,

Can you please suggest me one best wireless airpods?

This question is for the project manager/resource manager. Project allocation will be done based on band or based on package in TCS

Anyone know of remote work from home jobs located on the West Coast for Pharmacy Technicians?

Medical biller does anyone know of evening medical biller remote position’s? I work during the day but really need a part time position.

If your employer mandated you need to come in 5 days a week would you consider quitting? My situation is I live in my geographical territory and the office is 45 minutes away. No performance issues at quota consistently.

Hey everyone,
I recently started at HubSpot as an account executive covering SMB. I’m finishing up training and a Salesforce recruiter reached about a job opening doing pretty much the same thing. Salesforce was near the top of my list of prospective companies. Curious if anyone has experience working there and would recommend it over HubSpot?

Off topic Can anyone tell me what's the prises for food in TCS pune location veg thali non veg thali

How the consultants working on SAP application doing salary wise?
For me:
2015- 3.4 LPA(started as a fresher)
2022- I will be joining a company at 32 LPA

Is there probation period in FIS Global ? If yes how much notice need to serve in probation period in FIS Global ?

In my Offer letter nothing is mentioned about probation period , only notice period is mentioned.

Is buying fancy condos with high HOA(>$1k) worth it?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Looking to purchase my first home…yes at 47 years old…single family for me and my 4 daughters. Need a good mortgage with a low interest and a good program for teachers. In Northern California

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

Is 5.5 good mortgage rate in current situation for first time purchase? Any predictions on future loan rates?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

When is a good time to start looking to buy a house if you are currently renting? Like 1-3 months before your lease is up? My fiancé and I don’t want to rush the home buying process, but wanted to see if anyone has experienced this and their thoughts if they would have done something differently.

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

What is the most difficult part of buying a home for the first time?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home