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McKinsey & Company I did my final round with McKinsey today, and I I received a rejection call from the partner today. However, he said I did really great and wants to keep in touch with me. He also mentioned that I should reapply in 6 months. Does anyone have any similar experience? Do I have a better chance if I reapply next time?McKinsey & Company
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Audi S4 or BMW M340i? Looking to buy used.
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Not negotiable
Not negotiating is their entire business model lol
Look into leasing new over buying used, in many cases it’s cheaper if you get a deal. I’m paying $260/mo for a $45k car all in.
Yeah there’s nothing exciting about a base 3 series unless you’re just trying to flex. M340 I’m sure would be fun though
The used car market in general is a lot less flexible in pricing than a lot of people think. Most dealers will price to move the inventory and compared to new cars, there a no manufacturers with rebates, kickbacks and incentives.
Private sales and shady dealers are a different story but the vast majority is pretty tightly priced.
Leasing loaner vehicles isn’t where it’s at for me
Is it any cheaper to just lease the car and then finance the remaining balance if i know I’ll keep it long term? Or same price
Yes, 1. You can usually get lower interest rates. I’m paying less than 1%. 2. You don’t take depreciation risk. Think about getting in a collision where you get a salvage title, instant value hit, in a lease it doesn’t matter to you. 3. In most states, you pay sales tax on the payment, not full purchase price, so you defer tax payments.
Make sure the residual value is worth buying it out at
Well, if you’re planning on buying the car after the lease anyway, the financials are simple: just compare the money factor to what you get in financing and pick the lower. If you’re feeling fancy, factor in cash flow.
Leasing gives you the flexibility of not owning and that is usually the primary decision factor. From a pure financial play it’s probably not very relevant unless you’re a business.
It’s a genesis g80 it won’t hold its value well at all and that why i wanted used
These do not lease well at all, you can get a bmw 5 series for much less even as the MSRP is more. Counterintuitive I know.
You don’t buy a car from cargurus or auto trader. Those are search engines. Car max is a chain dealer and 100% non-negotiable. Not good that you don’t know the difference between them...