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Probably not related, but I had the same issue with a time sheet I was saving on my desktop, that was linked to the company OneDrive. I didn’t realize I wasn’t logged in to the OneDrive and once I did it stopped.
Following for future reference.
This sounds like a problem that people run into when they create macros for Personal.xlsb. I did a bit of searching on "Excel personal keeps loading" and found this solution on the Microsoft forums. I haven't tried it, but I think it would work for you.
On your macro workbook, open the View ribbon and click Hide. Hide is in the Window sub-ribbon, a bit to the right of the View button you would have just clicked. Close Excel, and if Excel asks you to save the changes, click yes.