I have a question about credit cards and points. I am planning a solo trip around the world for 12 months. I have the cash to cover basic stays and airfare. Plus the occasional luxury accommodations (when my wife joins me) and airline seat upgrades on longer flights. I have an AMEX gold card with around 100,000 points available to me. I will run most of the major trip expenses through this card. Is it worth it to apply for new cards to amass welcome offer points? Or more trouble than it’s worth?

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Amex points work fine for flight redemption, but the number of places that accepts Amex abroad is significantly smaller than in the U.S..

I would consider adding a Visa card - eg chase sapphire reserve

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I was going to mention Charles Schwab investor checking debit to avoid atm fees, but you already got it covered!

You may already know this but Airbnb rentals at 28 days typically have a monthly discount that’ll bring the charge below U.S. rental rates in most cities. Much cheaper than hotels for long term travel, and much nicer than hostels.

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I would, but that’s just me.
Not too much work and it’s fun work that can be done on a laptop by the pool/beach

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since it’s 12mo plenty of time to earn and use points, idk why u were thinking not worth the trouble?

With how much you are traveling I’d get the Amex platinum as well.
- Use the platinum for travel expenses
- Use the gold for restaurants

I suggest a club card with the airlines - they run $500 and you can use the lounges for the alliance partners and rack up stupid amounts of miles. Check also there are no forex fees

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