I have seen this graphic or similar floated around in terms of order of operations. Why would I not max out my 401k before hitting the IRA? 401K can be withdrawn at age 55 penalty free. IRA need to wait until 59.5. 4.5 years of flexibility is huge to give up.

LA: after months of layoffs and salary reductions, we are back! Looking to hire a rockstar LA-based Project Manager at our small independent agency. Projects vary from photoshoots to retail to branding/strategy. Looking for mid to senior level. Diverse candidates encouraged to apply! PM me for details.

I am feeling like going for Pee again and again... Is it sign of Sugar...

Hi Fishes!! I have got an offer from Infosys for Gurgaon Location. Mostly everyone knows Infosys is not present in NCR location. Although, my offer letter mentions I will be working remotely and no need to come to office. Is there anyone else who is in the same situation, i.e from Gurgaon Location.

Can someone remind me what the deal is regarding elections for federal contractors? Can I donate/canvass for a 2020 presidential candidate? Thanks in advance!

In your opinion which is the best target fund to choose in IRA Roth?

In cgi what are the shift timings for a tester ,?
#cgi

Wondering if legal tech is legit or all hype

What will be salary for 3yrs data scientist

Hello fishes,

I'm looking for someone to share 2bhk (fully furnished) in North Bengaluru (Bhartiya City) . It's an all girls accomodation.
Single room in 2BHK Rent : 16 k approx (negotiable)

About Me: feminist, not a party person but a backpacker. Looking forward to positive vibes, long drives and peace times

Can someone suggest good material for full stack web developer and any platform to learn and get good real life experience

Hello Fishies,

I got offer from CITI for C10 postion & Barclays for AVP postion, which one to opt for, kindly advise.

Thanks in Advance.

Hi, I am CA and MBA with 17 years of post qualification experience in finance field.
My expertise is in financial analytics, budgeting, MIS, business analytics mainly in Banking sector.

Kindly share any relevant opportunities if any

Hey fishes- can someone please help me to understand how much time bny takes to process the offer letter after all discussions are done. For me it's been more than a month and still they say we are on it.

Is Woodford reserve double oaked worth the hype?

Best Drizly promo codes worth $10 and up?

$5 is easy to find but $10 ensures a free delivery 😜

Is the GSU price while vesting based on the market rate at the time of vesting or is it fixed based on the stock price during hire date/month?

Hey fishes
I have an experience as product owner / business analyst of 2.8 years.
Can i get a job as product manager or is it too soon.
Like is there anyone who got simmilar role

All your thoughts and feedbacks are appreciated.
TIA

I spent the last 3 months "growing up" & now I'm ready to go. 1st thing is for me to get my own place. I'd like to buy instead of rent because I don't want to pay someone else's mortgage.

I'm thinking of selling my car & cash out some of my 401k to buy a house. My thought is to put down 3.5% for a FHA loan then make a big payment towards the principal to reduce long-term interest.

Anything wrong with this thinking or anything else I should consider?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

Thoughts on personal loans to consolidate Debt?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

What does 401k mean?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

In your opinion which is the best target fund to choose in IRA Roth?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Any good wedding ring sources aside from Blue Nile?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

For those of you that currently pay 30% of gross income towards rent, do you still have money to save? I’m moving to NYC and am used to paying only 15%. Pay is now 125k base so I’m looking for apartments around 2800-3k

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

Google stock to buy now or after the split?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please