How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

Fixed ctc 2435000 Lpa with gratuity 3.5k pm and pf including both employer and employee 16k pm. Any estimated what will be take home pm post tax?

Looking to buy a home in 1-1.5 years. What are some good neighborhoods inside the beltway for 500-650k range?

Personal finance/investing advice for recent college graduates? Best personal finance and investing books/websites/subscriptions/YouTube channels? Thanks!

Do you pay your credit cards in full every month?

I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.

How do you manage and track all your investments? E.g., stocks, mutual funds, PPF, PF, gold etc.? Do you use an Excel sheet or some app?

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

I have 4k that won’t need soon and thinking about were to spend it on.
A. Student loans at 5%
B. Invest in stock market

I regret only buying 1 ethereum when it was about $1500. I bought Tesla shares for another $1500 instead of buying 2 ethereum shares due to fear 😢

Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

SD rent prices are just about the same as SF right now. It’s blowing my mind.

So...bonus was abysmal and I whined...but I had no idea that the profit sharing would be even more pathetic. Fuck this shit.

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

Any of you have parents who have never invested in the market or set up 401k all this time? They are very close to retirement (in a couple years) but I am shocked that they’ve kept their life savings all in a checking account😭 just found this out and don’t know what to do

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

Verizon or new T-Mobile+sprint

Hi everyone. Is it typical for the attorney to take credit for the work a paralegal does? An example: I gave some ideas about deposition questions and some observations I made (I was asked about giving suggestions) regarding a witness and the attorney mentioned that he’s the one that had these great questions/observations. Zero credit or thank you for the work I did.

What were some effective tips or resources that helped you to learn the systems of your first firm? We feel like our firm admin/paralegal is not getting acclimated and not assisting the firm as we hoped. So we want to make sure we’re effectively training her and providing the best resources/tools for success.

Hi Everyone,
Im looking for a switch ,
I have 2 years of experience
Having good problem solving skills using java
And my current pacakge is 5.5CTC
So , How much I can expect from switching...
Please Help me

Another foot-in-my-mouth situation where what I said was misinterpreted but still shouldn’t have said in the first place. My lack of filter, especially after a few drinks, is constantly getting me in trouble. How many of you are struggling with not having your mouth lead your brain?

Hello fishes,

I wanted to know the interview process for the role of program manager in Microsoft. How many technical rounds happen? Are they very technical or mostly based on case studies and frameworks? It would be really helpful if someone could throw some light on this. I have recently received a call from Microsoft and would have my screening today.

Hi, What should be the salary for 9 yr experience in azure devops ?

How is Azure Devops team in Microsoft?
How is the work culture and all?
Which are the best software teams in Microsoft for Hyderabad location in terms of learning and career growth?
If anyone know anything please share.

Thanks

Hello,

I work in Accenture for Microsoft as an Incident Manager role. How can I secure a job in Microsoft directly and get a role with my current experience in Incident Management?

Open for suggestions 😊

Hi guys!
I am here to request for some support from the community in form of referrals as you may know about all the uncertainties that are prevailing at better mortgage. Any lead would be highly appreciated.

Hi Fishes,
My LWD in Wipro (my previous employer) was on 21 Aug, 2021. I was waiting to receive my outstanding due and experience certificate, as part of F&F, ever since. However, I received an email from the offboarding team today stating that my Final Settlement is on on hold due to security concerns (DLP: data leakage). How is this going to play out? And much longer will it take before my F&F process is completed and I get my outstanding due and my experience certificate? Pls advice.

Hi ,

Need 11 likes for DM access .

Hello Colleagues - I am a Tax Senior (M) applied for a transfer to Pune office and will be moving around Nov/Dec - no rush as such as we need to report to office by Jan.

Looking for a chilled out flatmate who is also looking for something similar. Lil about me if it matters;
Super organized, non-smoker, Beer connoisseur, console gamer-Xbox series S (Almost unbeatable Div1 in FIFA 22), a backpacker

Will find a 2 BHK fully furnished in a gated society around Kharadi-EonIT park Please drop a DM!

I’m verrrrrry new to excel and am going crazy because is there not a way to “clip” text in cells like you can in google sheets? I read about a “fill” option, but then noticed that cells that aren’t filled just repeat text. 😂🤯

How long does is usually take to get staffed on the first project? Joined 11/15 and still no project... Fyi, I am in the commercial side. Should I be worried? Ive contacted my RM couple times and am reaching out to my network 😢

Under contract for nearly 1.1M. Wife and I are at HHI $315k. Will go up in the future, $400k in 3 years and $500k possible in 5-7 years. We have $300k in non-retirement funds, $260k of which will go towards acquiring the house. We have 2 kids and will probably reduce (not maxing) retirement accounts next 18 months to do this. Anyone have any thoughts or feedback? We’ll have to live on a budget and watch but I feel we’ll get used to it and income will grow.

Thoughts on personal loans to consolidate Debt?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Have about 5k to invest - should I do FXAIX or FSKAX?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Any good wedding ring sources aside from Blue Nile?

In your opinion which is the best target fund to choose in IRA Roth?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Anyone have a recommended tax person in Chicago?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)