accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

I am 7yrs into fed gov consulting after a postdoc at NIH (PhD, MBA), not doing LiSci work which I misses. Recently moved away from DC and want a change in career - can someone told me more about the career trajectory of CI? Is it join the firm and “climb the corporate ladder”? Thanks!

Hi fishes, what are some of the best places for team outing in Mumbai? Looking for some activities where everyone can come together.

Anyone is a tech role in healthcare ? If so what is your title so you enjoy it?

Is ValueLabs a good company to join as per WLB and carrier growth, job security?

Hi Everyone,

TCS asks for all semrester results??.. or Final semester results with all semester grade is enough??

Thanks in advance

Hey! Audit manager (exp in Financial
services sector) with a Big 4 looking to
relocate from USA (been here 3 years)
to Singapore. Any suggestions on how
to land a job/offer in SG? Also any
thoughts on the EP climate right now
will be much appreciated:) (I'm very
excited about possibly moving to SG,
but want to be realistic about my
expectations). If anyone can refer me/
pass along headhunter/recruiter contacts, will
definitely be appreciated too! Thanks!
:) (fingers crossed)

How can I help our UX/UI people and developers become more familiar with conceptual advertising? One Show books? Hey Whipple, Squeeze This?

Is it possible to jump from implementation manager to product manager, and if so, what should I do to prep for the jump? Is it easier between companies or within? And (maybe I’m pushing my luck.. lol) but what’s the difference in salary progression between the 2 paths?

I have Product Manager interviews starting next week at Google. Does anyone have tips they’d be willing to share? I interview well, I’ve done some prep, and I know the field, but I still have a bit of imposter syndrome and overall nervousness nipping at my edges.

Who sees your bad reviews besides your counselor?

Has anyone let their counselor know they plan on quitting prior to give your notice?

Hi, currently i am working with icici bank in backend operations in CIB team as Deputy manager but i am looking for an opportunity in Accenture can anyone help with the openings or referral??

What are typical PM title structures? I know they are a bit different everywhere. I’m building a team from the ground up and am curious what other agencies and in house teams look like. Thanks!

Pakistani people-born and bought up in Pakistan. Anyone married to an Indian muslim girl or guy?
How different were cultures?
How did your folks and extended family react?

IBD came to states at 8. My cousins back home are getting arrange married. My parents are starting to pressure me and pity me. But I have no interest in following a "timeline" and am pretty ambivalent when it comes to kids. I already have a SO and do not see a reason to tie the knot just because other people my age are. Anyone else getting pressured and its getting annoying?

Really anxious about having kids. How do I get over the anxiety of knowing that I may pass it on ?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

I get credit alerts from Experian/ TU & was told two email addresses were found on the dark web. Have been hit w fraudulent charges in FL via Chipotle app; rec'd email that said sender knew my password (was partially correct) & was going to send nude pics of me to my contacts; rec'd email from Best Buy about my email being used to reset my pword (don't have BB acct) & today was notified of a declined transaction in Canada (I'm in TX). Besides changing pwords/ replacing cards what should I do?

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

Currently 25 years old.
Goals:
* Own a home in a HCOL
* 2 kids (eventually)
* Retire at 50 on $125k/year.

Envelope math:
* $125k/year would require an investment portfolio of ~$3M.
* Targeting a $2M home (split with partner)
* 2 kids - $1M to raise both (including college fund, split with partner)
* $500K buffer for unexpected expenses
* 33% tax

Therefore, 6.5-7M retirement savings needed. To hit this (assuming 6% return after inflation), I’d need to save ~$110k/year.

How does this sound?

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Thoughts on personal loans to consolidate Debt?

Hey folks - I have an inquiry on my credit for a gym membership I “failed to cancel”. I had previously left this gym as it closed during pandemic, and shifted to a new location. In doing so, I informed the gym I would be leaving. However, I recently checked my credit and saw that my membership had not been cancelled and had been sent to collections (prompting an inquiry and dropping my score).

Has anyone experienced this, and is aware of next steps to take here?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Hi! I maxed out my Roth IRA this year.. recently changed jobs and it looks like I may just cross the income limit. What should I do?

I know my contribution but not sure of the dividend earned against this year's contributions. I have had the Roth for a few years now.

Anyone have a recommended tax person in Chicago?

Recommendations for a good auto lender in NJ area? Looking to buy/lease a car

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Any good wedding ring sources aside from Blue Nile?

What does 401k mean?