accountant said he needs my IRS pin to e-file. Can anyone confirm this is legit?

Hi All,

Can anyone tell me the salary structure in IBM?
Compensation team told my variable will be 10 to 15% and there will be quarterly bonus depending on performance it seems?
Is this true? IBM

Best Regards

Hi all,

Is joining bonus provided in L&T technology services. Please let me know as my joining is tomorrow?

Thanks

Hi everyone. I'm pretty early in my career (just over 1 YOE) & not really enjoying my current role as a Consultant/Developer because of the type of projects I get combined with some mobility issues. However, I'm really interested in technical program management or project management and I'm looking for any advice on how to get there bc I've been applying, but can't even seem to get a call back.

(Also would really appreciate some likes on this post to get my 11 likes out of the way 😀)

Serious question: When taking a girl out on a date - do you guys usually split the tab or is it more common to pick up the tab as the guy? I know it varies person to person but curious what the general consensus here is. Input from women and men appreciated!

Please DM me your CV if you are looking for opprotunity in Salesforce as Package Consultant in IBM 3+ experienced only

I have an interview for 'IT Support Engineer' any tips?

I’m thinking of applying for a sales role at Salesforce, but there are so many roles that meet my experience. I don’t want to apply for a bunch of positions, and no one is replying to me for a conversation on LinkedIn. Would anyone here be willing to give me some advice/guidance?

Hello everyone,

This is Ankit this side. Currently I am working with ICICI Home Finance Co Ltd as an Operations Manager.
As of August 01, 2022, I have put down my Papers and am looking for opportunities in a different industry altogether.
My entire experience has been in Banking Operations field.
Kindly help if any suitable leads come your way.
I'd prefer any role as a Business Analyst/Consultant.

Thank you !!

Have over 6 years Private chef experience, looking for work.

Anyone else work with international teams meaning they have to start their day extra early?

Has anyone used individual citi wealth management account?

Any feedback on the same?

Any recommendations on anything apart from coinbase to buy BTC in usd? I am unable to find any platform using it. Please let me know if you guys are aware of any cheaper alternative. Want to try altcoins but looks most need BTC which in the end can only buy on coinbase. It takes higher fees and time for buying.

In your opinion, what does sales enablement mean, and how does it function between sales and marketing? The space is still so new that it seems you hear a different definition with each person you ask!

Curious to know what you all think…

What would be a competitive earning for a Director of Sales at a SaaS company in Israel?

What other careers do you catch yourself daydreaming about? I, for one, would have loved acting as I loved theater throughout my life but alas fate had other plans. What's yours?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Any good wedding ring sources aside from Blue Nile?

Thoughts on personal loans to consolidate Debt?

Hi! I maxed out my Roth IRA this year.. recently changed jobs and it looks like I may just cross the income limit. What should I do?

I know my contribution but not sure of the dividend earned against this year's contributions. I have had the Roth for a few years now.

Best ETF to invest in? I’m 24 looking to invest about $50k and don’t know where to put it. Nothing that’s super high cost or risky please

What’s a good baseline amount to keep in a checking account? I generally keep mine pretty low <1000 after paying CCs then dump the rest in savings. As I’m building a rainy day fund and then I will start contributing my brokerage account.

For reference <1 year experience at $4500/month (after taxes and 401k contribution)

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

I get credit alerts from Experian/ TU & was told two email addresses were found on the dark web. Have been hit w fraudulent charges in FL via Chipotle app; rec'd email that said sender knew my password (was partially correct) & was going to send nude pics of me to my contacts; rec'd email from Best Buy about my email being used to reset my pword (don't have BB acct) & today was notified of a declined transaction in Canada (I'm in TX). Besides changing pwords/ replacing cards what should I do?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

I NEED HELP WITH CREDIT SCORE issues: Two months ago my credit score went down by 30 to 40 points due to dad missing credit card payment by a day (i got added to as authorized user on his credit card for me to build credit but now I’m filled with regret). I was devastated by it. This past month I have been making more payments and paid off my aug statement in full thinking it will boost my credit score. But I don’t know why it went down another 10 points. More below:

What does 401k mean?

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Hey folks - I have an inquiry on my credit for a gym membership I “failed to cancel”. I had previously left this gym as it closed during pandemic, and shifted to a new location. In doing so, I informed the gym I would be leaving. However, I recently checked my credit and saw that my membership had not been cancelled and had been sent to collections (prompting an inquiry and dropping my score).

Has anyone experienced this, and is aware of next steps to take here?

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

Currently 25 years old.
Goals:
* Own a home in a HCOL
* 2 kids (eventually)
* Retire at 50 on $125k/year.

Envelope math:
* $125k/year would require an investment portfolio of ~$3M.
* Targeting a $2M home (split with partner)
* 2 kids - $1M to raise both (including college fund, split with partner)
* $500K buffer for unexpected expenses
* 33% tax

Therefore, 6.5-7M retirement savings needed. To hit this (assuming 6% return after inflation), I’d need to save ~$110k/year.

How does this sound?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

How’s everyone planning to use their YE bonus + tax return (if applicable) this year? Personally, I’m already maxing out my 401k, Roth, and have crypto exposure (mostly ETH that’s staking). Any other suggestions?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments