Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

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Unless your situation has changed dramatically in the last six months (higher income, less debt, etc.) i don’t see CC changing their position much. In my experience, the lending arms of auto companies tend to either have the absolute best out absolute worst terms — this seems to be the latter. I’d recommend shopping around (try bankrate.com to start).

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Do you pay your credit cards in full every month?

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Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

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Hi Fishes,

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Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

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Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

likesmart
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Hi,
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likesmart

I am working as a sde intern at a startup company.
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I shared my savings account details.
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1 month and 4 days over not yet got the stipend.

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Are there any books or other resources that mid levels/seniors/counsel/partners on here have found helpful for the project management / managing junior attorney aspects of your job?

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Good morning! :) This isn't a job I am directly recruiting for but a friend of mine is recruiting for a client who is seeking an HR director. The only challenge here is the industry that the client is in. The industry is adult content site. Anyone interested? I hear good benefits and flex schedule. DM me and I can connect you with the recruiter.

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Hi friends,

I'm a new joinee in MSFT.

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Power of DSA And FullStack.

From Lower pay to whatever I deserve.

2014 3.2 LPA

2017 8 LPA

2018:14LPA

2020:40LPA

2022:80L + ESOPS

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I joined TCS 2 days back. Today I got the better offer from Deloitte. What should I do? Should I resign from TCS and joined Deloitte or stay with the TCS.
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Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

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I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

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Seeking feedback on GAP insurance. I had a family member who purchased a car in June or July. They were in an accident last week and it sounds like the car will be declared a total loss. Never dealt with this before, so wanted to ask if anyone has ever had an instance where the insurance didn't cover the outstanding balance of the loan and the insured then owed money? Car was $35k, $7k down, finance $28k. Gap insurance is through lender, not auto insurer.

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My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol

uplifting

Paid off my account debt!

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