Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

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Unless your situation has changed dramatically in the last six months (higher income, less debt, etc.) i don’t see CC changing their position much. In my experience, the lending arms of auto companies tend to either have the absolute best out absolute worst terms — this seems to be the latter. I’d recommend shopping around (try bankrate.com to start).

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